BeMultiplied
The information on this page was last updated 4/27/2026. If you see errors or omissions, please email: [email protected]
Summary
We live in a world searching for purpose and desperate for hope. In these challenging times, many are discovering the saving message of God's unconditional love. Across the globe, churches are springing to life. Flocks of new believers stand ready to begin their faith journey as followers of Christ-they need biblically-equipped shepherds.
Yet, a large percentage of pastors and church leaders live in parts of the world with limited access to Biblical training. Driven by Christ's example, they serve tirelessly-but for many, the truth of Scripture is diluted, misguided or misunderstood.
We believe in these leaders. They need to be specifically equipped to share the Bible using their own language, customs and culture. Small, intimate groups can be trained through deep study of God's word and relational learning. They can build strong connections between Scripture and the everyday life experiences they share with the people they serve. Through this holistic training they become servant leaders who now are a source of true Biblical knowledge-teaching the Word confidently, with accuracy and clarity.
Each member of that group is equipped to train new groups of church leaders, strengthening a new generation of leadership, thoroughly prepared to lead their churches and train leaders of their own. God's church grows steadily. Exponentially.
Equipped leaders multiply. Healthy churches grow.
Engage. Equip. Expand.
Contact information
Mailing address:
BeMultiplied
990 Pinon Ranch View
Suite 100
Colorado Springs, CO 80907
Website: www.BeMultiplied.org
Phone: (719) 488-5837
Email: [email protected]
Organization details
EIN: 742752161
CEO/President: David Semmelbeck
Chairman: James Bobo
Board size: 11
Founder:
Ruling year: 1996
Tax deductible: Yes
Fiscal year end: 12/31
Member of ECFA: Yes
Member of ECFA since: 2000
Purpose
BeMultiplied, also known as "Biblical Equipping Multiplied," walks with pastors and church leaders who often don't have access to formal training, bringing Bible-based, discussion-style learning right into their own communities and languages. And because we train them to multiply, they go on to equip others. That way, servant-hearted leaders keep rising up and the global church grows stronger generation after generation.
Mission statement
To help the Church fulfill the Great Commission by providing biblical training that results in the multiplication of leading servants, with priority given to countries with limited access to training.
Statement of faith
We believe the sixty-six books of the Bible to be the inspired (Matthew 5:18; 2 Timothy 3:16; 2 Peter 1:21) word of God (Matthew 15:4-6; Romans 3:2; 1 John 1:1-4), authoritative and without error (John 17:17; Hebrews 6:18) in the original writings.
We believe there is one God (Deuteronomy 6:4; 1 Corinthians 8:4), eternally existent in three co-
equal persons (Matthew 3:16-17; Matthew 28:19; Romans 11:33-35; 2 Corinthians 13:14):Father
(John 20:17; 1 Corinthians 8:6), Son (John 10:30, 36; Colossians 2:9), and Holy Spirit (Acts 5:3-4).
We believe Jesus Christ is fully divine (John 1:1-8; John 10:30; John 20:28) and fully human (Luke
2:52; John 1:14). He was born a virgin birth (Luke 1:26-35), lived a sinless life (2 Corinthians 5:21) and died the substitutionary and atoning death on the cross (Romans 5:8; 1 Corinthians 15:1-4). He was bodily raised from the dead (John 2:19-21; Matthew 28:6-9; 1 Corinthians 15:4), ascended to heaven (Luke 24:50-53; Acts 1:9; Romans 8:34; Ephesians 1:19-20; Ephesians 2:6-7), and will return (Acts 1:11; 1 Thessalonians 4:16-18; 2 Thessalonians 2:1-2) to earth in power and glory (Matthew 24:30-31; 1 Corinthians 15:23-28).
We believe in the present ministry of the Holy Spirit (John 14:16-17; John 16:7-11) who regenerates
(Titus 3:5), baptizes, and indwells the believer (John 14:17; I Corinthians 3:16; I Corinthians 12:13; Ephesians 1:13-14) from the moment of faith in Jesus Christ (1 Corinthians 6:11), and enables the believer to live a godly life (Galatians 5:16-26; Ephesians 3:14-19).
We believe that all humanity, created as image bearers of God (Genesis 1:27), became spiritually
dead (Genesis 2:17; Romans 5:12; 1 Corinthians 15:22) and alienated from God (Ephesians 4:18),
sinners by nature (1 John 1:8, 10) and choice (Romans 3:23; Ephesians 2:1-5), bound for everlasting
separation from God (John 3:36) apart from faith in Jesus Christ (Ephesians 2:8-9).
We believe that any person can only be reconciled to God (Romans 5:22; Corinthians 5:17-19) by grace
through personal faith (Ephesians 2:8) in Jesus Christ alone apart from works (Ephesians 2:9; Titus 3:4-6) to receive forgiveness of sin (Colossians 2:13-14) and everlasting life (John 3:16). This believer can be assured of salvation (John 10:28-29; Ephesians 1:13-14) based on the secure promise of God (John 5:24; Titus 3:7) and the death and resurrection of Jesus Christ (Acts 13:38-39; 1 John 2:2; 2 Timothy 2:11-13).
We believe that believers are called to live for Christ (Ephesians 2:10; 1 Peter 1:15-16) by obedience to the Word of God (John 14:15; Romans 2:12-13; Colossians 3:12-17; 1 John 2:3-6), yielding to the Spirit of God (Galatians 5:16; James 4:7), maturing (Ephesians 4:14-15; 24; Titus 2:11-14; Jude 19-24), and being ultimately conformed to the image of Jesus Christ (Romans 8:29; 2 Corinthians 3:17-18; 1 John 3:2)
We believe that the Church is the spiritual body of Jesus Christ (Ephesians 1:22-23), comprised of all believers (1 Corinthians 12:27) who have been justified (Romans 5:2) by God's grace through faith in Jesus Christ (Acts 20:28; Ephesians 2:8-9).
Articles
| 5/15/2026 | All God's Children Reinstated to ECFA |
Donor confidence score

This organization does not file a Form 990.
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Transparency grade
C
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Financial efficiency ratings
Sector: Evangelism Support
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Financial ratios
| Funding ratios | Sector median | 2019 | 2018 | 2017 | 2016 | 2015 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 4% | 9% | 8% | 10% | 8% | 9% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 4% | 9% | 8% | 10% | 8% | 9% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 97% | 96% | 99% | 100% | 100% | 100% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 4% | 9% | 9% | 9% | 8% | 9% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 3% | 4% | 1% | 0% | 0% | 0% |
| Operating ratios | Sector median | 2019 | 2018 | 2017 | 2016 | 2015 |
Program expense ratio Program expense ratio = Program services / Total expenses | 85% | 78% | 77% | 76% | 78% | 79% |
Spending ratio Spending ratio = Total expenses / Total revenue | 96% | 97% | 89% | 102% | 100% | 98% |
Program output ratio Program output ratio = Program services / Total revenue | 81% | 76% | 69% | 77% | 78% | 77% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | 4% | 3% | 11% | -2% | 0% | 2% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | 5% | 5% | 23% | -6% | 0% | 6% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 9% | 13% | 14% | 15% | 14% | 12% |
| Investing ratios | Sector median | 2019 | 2018 | 2017 | 2016 | 2015 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 1.05 | 1.68 | 1.72 | 2.01 | 1.98 | 1.94 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 1.08 | 1.66 | 1.82 | 2.40 | 2.61 | 2.97 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 1.35 | 2.79 | 3.13 | 4.84 | 5.16 | 5.74 |
| Liquidity ratios | Sector median | 2019 | 2018 | 2017 | 2016 | 2015 |
Current ratio Current ratio = Total current assets / Total current liabilities | 31.18 | 27.65 | 25.09 | 16.63 | 19.44 | 6.55 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.03 | 0.04 | 0.04 | 0.06 | 0.05 | 0.15 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 8.61 | 4.14 | 3.68 | 2.33 | 2.21 | 1.77 |
| Solvency ratios | Sector median | 2019 | 2018 | 2017 | 2016 | 2015 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 4% | 10% | 10% | 31% | 31% | 33% |
Debt ratio Debt ratio = Debt / Total assets | 0% | 0% | 0% | 19% | 21% | 20% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 85% | 53% | 53% | 34% | 35% | 34% |
Financials
| Balance sheet | |||||
| Assets | 2019 | 2018 | 2017 | 2016 | 2015 |
| Cash | $1,139,458 | $996,471 | $545,820 | $548,521 | $477,703 |
| Receivables, inventories, prepaids | $54,048 | $24,711 | $52,995 | $42,027 | $44,464 |
| Short-term investments | $189,960 | $162,864 | $182,843 | $169,231 | $165,116 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $1,383,466 | $1,184,046 | $781,658 | $759,779 | $687,283 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 |
| Fixed assets | $915,088 | $976,469 | $1,096,670 | $1,222,556 | $1,351,038 |
| Other long-term assets | $0 | $0 | $0 | $0 | $0 |
| Total long-term assets | $915,088 | $976,469 | $1,096,670 | $1,222,556 | $1,351,038 |
| Total assets | $2,298,554 | $2,160,515 | $1,878,328 | $1,982,335 | $2,038,321 |
| Liabilities | 2019 | 2018 | 2017 | 2016 | 2015 |
| Payables and accrued expenses | $50,032 | $47,200 | $47,003 | $39,087 | $104,956 |
| Other current liabilities | $0 | $0 | $0 | $0 | $0 |
| Total current liabilities | $50,032 | $47,200 | $47,003 | $39,087 | $104,956 |
| Debt | $0 | $0 | $360,000 | $410,000 | $410,000 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $189,641 | $162,864 | $182,843 | $168,225 | $165,116 |
| Total long-term liabilities | $189,641 | $162,864 | $542,843 | $578,225 | $575,116 |
| Total liabilities | $239,673 | $210,064 | $589,846 | $617,312 | $680,072 |
| Net assets | 2019 | 2018 | 2017 | 2016 | 2015 |
| Without donor restrictions | $515,109 | $534,453 | $116,701 | $285,229 | $261,193 |
| With donor restrictions | $1,543,772 | $1,415,998 | $1,171,781 | $1,079,794 | $1,097,056 |
| Net assets | $2,058,881 | $1,950,451 | $1,288,482 | $1,365,023 | $1,358,249 |
| Revenues and expenses | |||||
| Revenue | 2019 | 2018 | 2017 | 2016 | 2015 |
| Total contributions | $3,819,480 | $4,123,568 | $3,687,273 | $3,915,231 | $4,021,159 |
| Program service revenue | $127,411 | $26,827 | $8,665 | $4,724 | $7,671 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $20,026 | $7,214 | $2,256 | $170 | $1,141 |
| Other revenue | $7,200 | $6,200 | $5,867 | $4,833 | $2,050 |
| Total other revenue | $154,637 | $40,241 | $16,788 | $9,727 | $10,862 |
| Total revenue | $3,974,117 | $4,163,809 | $3,704,061 | $3,924,958 | $4,032,021 |
| Expenses | 2019 | 2018 | 2017 | 2016 | 2015 |
| Program services | $3,021,927 | $2,864,043 | $2,861,630 | $3,058,407 | $3,121,637 |
| Management and general | $490,147 | $522,161 | $560,720 | $531,860 | $454,037 |
| Fundraising | $353,472 | $319,634 | $358,706 | $327,917 | $370,095 |
| Total expenses | $3,865,546 | $3,705,838 | $3,781,056 | $3,918,184 | $3,945,769 |
| Change in net assets | 2019 | 2018 | 2017 | 2016 | 2015 |
| Surplus (deficit) | $108,571 | $457,971 | ($76,995) | $6,774 | $86,252 |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | $108,571 | $457,971 | ($76,995) | $6,774 | $86,252 |
Compensation
| Name | Title | Compensation |
| Al Bridges Part-year Chairman | Board Member & Advisor | $108,613 |
| David Semmelbeck | President | $106,329 |
| Sandra Heritage-Culbertson | Corporate Secretary | $60,959 |
| Joseph Dillow | Board Member | $18,000 |
Compensation data as of: 12/31/2019
Response from ministry
No response has been provided by this ministry.
The information below was provided to MinistryWatch by the ministry itself. It was last updated 4/27/2026. To update the information below, please email: [email protected]
History
It all began in 1979 when a few men had a vision for supporting the church behind the Iron Curtain. Knowing the church was struggling, they connected 12 Christian mission organizations to consider how to support the church at risk. In a great collaboration, they developed a comprehensive biblical training program for those beleaguered pastors. That partnership became known as Biblical Education by Extension (BEE) and allowed them to leverage limited resources to meet this great need. The new curriculum was purposefully written to be effective across denominational and cultural boundaries.
Additionally, the curriculum was packaged and delivered in a mentorship/discipleship model--called Facilitation--that allowed the pastors and church leaders to replicate the training with their fellow countrymen. Using the 2 Timothy 2:2 biblical directive of "training faithful men who will train others," students who received training were encouraged to start their 2nd generation groups. This dynamic is known as Multiplication, a strategy to address the overwhelming need to deliver biblical training to pastors who did not have access to traditional means.
Once the material was translated into the language of the country, the potential for training became limitless. Though the training began with pastors and church leaders, eventually pastor's wives--often called on to teach other women and children--also wanted to receive training, and a Women's Ministry was born.
When the Iron Curtain fell, God opened the door for the ministry to expand into East Asia, Southeast Asia, Central Asia, the Middle East, and Africa. This model has proven effective for over 40 years, on 4 continents, in over 34 countries--and hundreds of thousands of students have been trained. Praise God!
