Harvey Cedars Bible Conference Inc

The information on this page was last updated 2/5/2023. If you see errors or omissions, please email: [email protected]


Harvey Cedars Bible Conference is a Christian retreat center providing affordable conferences, retreats, family vacations, and other events. Summers are filled with events for families and youth, and groups and organizations of various sizes come for retreats year-round.

Contact information

Mailing address:
Harvey Cedars Bible Conference Inc
12 Cedars Ave.
Harvey Cedars, NJ 08008

Website: hcbible.org

Phone: 609-494-5689

Email: [email protected]

Organization details

EIN: 216000708

CEO/President: Jon Oldham


Board size: 13

Founder: Jack and Eleanor Murray

Ruling year: 1952

Tax deductible: Yes

Fiscal year end: 12/31

Member of ECFA: Yes

Member of ECFA since: 2005


Throughout Scripture, we see reminders to rest from our everyday responsibilities. God instituted the day of rest from creation and modeled it in the person of Jesus, who taught His disciples to get away from the work and the crowds to find time to renew themselves in his presence.

Harvey Cedars is a place for you to rest-to retreat and still feel at home. We pray that when you step away, you'll find a place that meets your needs and helps you find renewed inspiration to live every day glorifying Christ in your home, church, neighborhood, and workplace. When you come to retreat at the shore, we pray God will meet you here.

Mission statement

We provide to families, teenagers, and youth staff quality programs, environments, and facilities through which they learn about Jesus Christ, become more like him, and get trained for leadership in the home, church, and community.

Statement of faith

We believe:

the Bible is the inspired, infallible, authoritative Word of God

there is one God, eternally existent in three persons: Father, Son, and Holy Spirit

Jesus Christ was fully God and fully man

regeneration by the Holy Spirit is essential for the salvation of lost and sinful people

in Jesus Christ's virgin birth, His sinless life, His miracles, His vicarious atoning death through the shedding of His blood, His bodily resurrection, His ascension to heaven, and His personal return in power and glory

in the present ministry of the Holy Spirit by whose indwelling the Christian is enabled to live a godly life

in the resurrection of both the saved and the lost; those that are saved unto the resurrection of life and those that are lost unto the resurrection of damnation

in the spiritual unity of believers in our Lord Jesus Christ

The sixty-six books of the Bible are the inspired Word of God, the complete revelation of His will for the salvation of human beings. They are true in all they affirm, without error as originally written, and the only infallible and sufficient rule for faith and life.

The one true and living God, who exists eternally as Father, Son, and Holy Spirit, reveals Himself in the Bible and the world as Creator, Preserver, and sovereign Ruler of all things. He is infinite in His wisdom and knowledge, almighty in His power, unchangeable in His love, and righteous in all His ways.

Adam and Eve were created in God's image to have fellowship with Him. Tempted by Satan, they rebelled against God and were alienated from Him. As a result, they and their descendants became guilty, subject to sin's power, inclined toward disobedience to God's law, and unable to please God apart from His saving grace.

Jesus Christ, the Son of God, while remaining fully divine, became fully human through a miraculous conception and virgin birth. He lived a life of perfect obedience to the Father and died a substitutionary death, thereby reconciling to God all who believe in Him and ensuring their salvation from sin and its results. He achieved victory over death and the powers of evil, rose bodily from the grave, and ascended into heaven where, as the only mediator between God and humanity, He continually intercedes for His people.

The Holy Spirit of God implements the purposes of God. He applies the saving work of Jesus Christ to sinful human beings, giving them a new life, bringing them into fellowship with God, and equipping them for godly living and service.

Salvation is deliverance from alienation, guilt, bondage, and death, as well as restoration of fellowship, righteousness, freedom, and life for all who trust in Jesus Christ alone. It originates in and is sustained by God's sovereign and loving grace apart from any human merit, is based solely on Christ's work, is received by faith alone, and is expressed in a lifetime of developing holiness, obedience, and love.

The Church is the Body of Christ, the community of all believers who are united to Christ and to one another by the Holy Spirit. The Church is called to worship God and to demonstrate His gracious character in the world by proclaiming the gospel, making disciples from all nations, observing baptism and the Lord's supper, maintaining the unity and purity of the body, and seeking to apply the truths of Scripture to the needs of all people.

At the close of this age, Christ will return to raise the dead, establish His Kingdom on earth, and judge all people. The unrighteous will experience everlasting, conscious suffering in hell, but the righteous will experience everlasting life and fellowship with God in Heaven.

As a non-profit Protestant Evangelical Christian organization, Harvey Cedars Bible Conference reserves the right to refuse or cancel services or facility use to any individual(s) or group whose willful activity, teaching, or conduct detracts from its Christian witness or is contrary to this statement of faith.

Donor confidence score

Show donor confidence score details

Transparency grade


To understand our transparency grade, click here.

Financial efficiency ratings

Sector: Camps/Conference Centers

CategoryRatingOverall rankSector rank
Overall efficiency rating488 of 110423 of 36
Fund acquisition rating696 of 110524 of 37
Resource allocation rating126 of 110511 of 37
Asset utilization rating716 of 110424 of 36

Financial ratios

Funding ratiosSector median20222021202020192018
Return on fundraising efforts Return on fundraising efforts =
Fundraising expense /
Total contributions
Fundraising cost ratio Fundraising cost ratio =
Fundraising expense /
Total revenue
Contributions reliance Contributions reliance =
Total contributions /
Total revenue
Fundraising expense ratio Fundraising expense ratio =
Fundraising expense /
Total expenses
Other revenue reliance Other revenue reliance =
Total other revenue /
Total revenue
Operating ratiosSector median20222021202020192018
Program expense ratio Program expense ratio =
Program services /
Total expenses
Spending ratio Spending ratio =
Total expenses /
Total revenue
Program output ratio Program output ratio =
Program services /
Total revenue
Savings ratio Savings ratio =
Surplus (deficit) /
Total revenue
Reserve accumulation rate Reserve accumulation rate =
Surplus (deficit) /
Net assets
General and admin ratio General and admin ratio =
Management and general expense /
Total expenses
Investing ratiosSector median20222021202020192018
Total asset turnover Total asset turnover =
Total expenses /
Total assets
Degree of long-term investment Degree of long-term investment =
Total assets /
Total current assets
Current asset turnover Current asset turnover =
Total expenses /
Total current assets
Liquidity ratiosSector median20222021202020192018
Current ratio Current ratio =
Total current assets /
Total current liabilities
Current liabilities ratio Current liabilities ratio =
Total current liabilities /
Total current assets
Liquid reserve level Liquid reserve level =
(Total current assets -
Total current liabilities) /
(Total expenses / 12)
Solvency ratiosSector median20222021202020192018
Liabilities ratio Liabilities ratio =
Total liabilities /
Total assets
Debt ratio Debt ratio =
Debt /
Total assets
Reserve coverage ratio Reserve coverage ratio =
Net assets /
Total expenses


Balance sheet
Receivables, inventories, prepaids$435,596$533,781$497,198$124,805$100,381
Short-term investments$2,997,608$3,229,078$2,965,515$2,407,449$2,039,715
Other current assets$0$0$0$0$0
Total current assets$4,969,012$4,772,838$3,905,193$3,456,019$4,035,647
Long-term investments$0$0$0$0$0
Fixed assets$9,110,888$9,423,300$9,650,935$9,842,280$8,717,419
Other long-term assets$0$174,681$0$0$0
Total long-term assets$9,110,888$9,597,981$9,650,935$9,842,280$8,717,419
Total assets$14,079,900$14,370,819$13,556,128$13,298,299$12,753,066
Payables and accrued expenses$113,505$93,622$66,085$189,540$218,094
Other current liabilities$0$0$0$0$0
Total current liabilities$113,505$93,622$66,085$189,540$218,094
Due to (from) affiliates$0$0$0$0$0
Other long-term liabilities$204,220$576,998$482,997$155,969$160,436
Total long-term liabilities$204,220$576,998$482,997$155,969$160,436
Total liabilities$317,725$670,620$549,082$345,509$378,530
Net assets20222021202020192018
Without donor restrictions$12,553,160$12,935,378$12,392,876$12,795,475$11,957,415
With donor restrictions$1,209,015$764,821$614,170$157,315$417,121
Net assets$13,762,175$13,700,199$13,007,046$12,952,790$12,374,536
Revenues and expenses
Total contributions$981,768$1,205,191$1,174,061$473,530$949,422
Program service revenue$2,374,935$1,779,910$1,015,074$2,557,695$2,418,996
Membership dues$0$0$0$0$0
Investment income$81,913$185,414$120,581$113,218$144,429
Other revenue$109,829$107,736$43,461$55,467$51,598
Total other revenue$2,566,677$2,073,060$1,179,116$2,726,380$2,615,023
Total revenue$3,548,445$3,278,251$2,353,177$3,199,910$3,564,445
Program services$2,789,429$2,297,390$1,931,813$2,464,593$2,152,212
Management and general$314,260$276,861$312,938$339,307$318,442
Total expenses$3,174,575$2,665,506$2,329,010$2,893,414$2,553,217
Change in net assets20222021202020192018
Surplus (deficit)$373,870$612,745$24,167$306,496$1,011,228
Other changes in net assets$0$0$0$0$0
Total change in net assets$373,870$612,745$24,167$306,496$1,011,228


Jonathan OldhamEx Dir/Secre$127,618

Compensation data as of: 12/31/2022

Response from ministry

No response has been provided by this ministry.

The information below was provided to MinistryWatch by the ministry itself. It was last updated 2/5/2023. To update the information below, please email: [email protected]


For a full timeline, visit: hcbible.org/history

Program accomplishments


You may donate toward the general operational funds of HCBC, toward specific areas such as construction and renovations or the Summer Staff and Waypoint programs, or towards a "guest scholarship" for families or youth who have limited income so that they can experience God the way you have over the years. Whatever it may be, thank you for thinking of us!