Timber Bay / Youth Investment Foundation 
The information on this page was last updated 2/5/2026. If you see errors or omissions, please email: [email protected]
Summary
We help youth create deep, healthy connections with peers and mentors through community programs, camp & adventure trips.
Timber Bay is a collection of community groups focused on youth in the upper Midwest. We believe in the inherent value of each and every person and are motivated by faith in Christ to instill hope, build identity, and create belonging.
Community groups meet regularly within their community and serve middle school and high school students. Students or community volunteers (depending on who you're talking about) can join a group at any time.
Timber Bay Camp & Retreat Center is the "home away from home" for our teens. Several times a year, community groups will journey to Camp together for a time of personal growth. These shared experiences plant memories that will last a lifetime. Our campgrounds are also a rentable retreat option for outside groups.
Contact information
Mailing address:
Youth Investment Foundation
1364 Hamel Rd
Medina, MN 55340
Website: timberbay.org
Phone: 763-478-0500
Email: [email protected]
Organization details
EIN: 237058853
CEO/President: Jon Ring
Chairman: Neal Gaalswyck
Board size: 9
Founder:
Ruling year: 1970
Tax deductible: Yes
Fiscal year end: 12/31
Member of ECFA: Yes
Member of ECFA since: 1980
Purpose
Timber Bay, a ministry of Youth Investment Foundation, is an organization of dedicated youth workers committed to personal, ongoing mentorship with young people.
Since 1970, Timber Bay has accomplished this through a combination of camping retreats and community group gatherings throughout the upper Midwest.
From the beginning, our unified focus has been to help teens discover the emotional and spiritual healing that Christ can bring to their lives.
For youth, real impact that takes time and nurturing happens when a well-developed support system is in place. One-time events may be beneficial, but they are not nearly as effective as the teens having a safe, healthy community, where long-term mentors walk with them through their everyday lives.
Without strong support-systems like Timber Bay, teens are more likely to make poor choices that can lead to destructive behaviors and perpetual negative cycles. The mentors of Timber Bay are present to help them overcome these obstacles and grow toward positive choices and behaviors.
Mission statement
Statement of faith
Donor confidence score
Show donor confidence score details
To understand our donor confidence score, click here.
Transparency grade
C
To understand our transparency grade, click here.
Financial efficiency ratings
Sector: Community Development
| Category | Rating | Overall rank | Sector rank |
| Overall efficiency rating | | 1064 of 1590 | 99 of 170 |
| Fund acquisition rating | | 980 of 1591 | 91 of 170 |
| Resource allocation rating | | 1197 of 1591 | 129 of 170 |
| Asset utilization rating | | 679 of 1590 | 80 of 170 |
To understand our financial efficiency ratings, click here.
Financial ratios
| Funding ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 6% | 6% | 6% | 16% | 10% | 6% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 4% | 5% | 5% | 14% | 9% | 6% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 89% | 90% | 93% | 90% | 91% | 93% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 5% | 6% | 5% | 15% | 10% | 6% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 11% | 10% | 7% | 10% | 9% | 7% |
| Operating ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Program expense ratio Program expense ratio = Program services / Total expenses | 83% | 77% | 78% | 72% | 73% | 78% |
Spending ratio Spending ratio = Total expenses / Total revenue | 97% | 93% | 101% | 94% | 98% | 98% |
Program output ratio Program output ratio = Program services / Total revenue | 79% | 71% | 79% | 68% | 71% | 76% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | 3% | 7% | -1% | 6% | 2% | 2% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | 4% | 8% | -1% | 7% | 3% | 2% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 10% | 17% | 17% | 13% | 17% | 17% |
| Investing ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 0.98 | 1.04 | 1.12 | 1.04 | 1.13 | 1.16 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 1.87 | 1.89 | 1.94 | 2.14 | 2.50 | 2.70 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 1.99 | 1.96 | 2.19 | 2.23 | 2.82 | 3.13 |
| Liquidity ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Current ratio Current ratio = Total current assets / Total current liabilities | 14.24 | 21.53 | 19.62 | 15.20 | 15.01 | 68.15 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.06 | 0.05 | 0.05 | 0.07 | 0.07 | 0.01 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 5.41 | 5.84 | 5.21 | 5.02 | 3.98 | 3.78 |
| Solvency ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 9% | 3% | 3% | 9% | 3% | 1% |
Debt ratio Debt ratio = Debt / Total assets | 0% | 0% | 0% | 0% | 0% | 1% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 80% | 94% | 86% | 87% | 86% | 85% |
Financials
| Balance sheet | |||||
| Assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Cash | $1,935,113 | $1,739,643 | $1,706,239 | $1,239,280 | $1,104,287 |
| Receivables, inventories, prepaids | $26,929 | $9,258 | $8,278 | $34,028 | $17,055 |
| Short-term investments | $81 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $1,962,123 | $1,748,901 | $1,714,517 | $1,273,308 | $1,121,342 |
| Long-term investments | $0 | $0 | $25,910 | $17,710 | $17,710 |
| Fixed assets | $1,732,044 | $1,637,384 | $1,897,687 | $1,887,613 | $1,883,763 |
| Other long-term assets | $16,668 | $13,956 | $27,278 | $0 | $0 |
| Total long-term assets | $1,748,712 | $1,651,340 | $1,950,875 | $1,905,323 | $1,901,473 |
| Total assets | $3,710,835 | $3,400,241 | $3,665,392 | $3,178,631 | $3,022,815 |
| Liabilities | 2025 | 2024 | 2023 | 2022 | 2021 |
| Payables and accrued expenses | $70,923 | $75,676 | $104,642 | $84,841 | $16,454 |
| Other current liabilities | $20,213 | $13,483 | $8,125 | $0 | $0 |
| Total current liabilities | $91,136 | $89,159 | $112,767 | $84,841 | $16,454 |
| Debt | $0 | $5,000 | $10,000 | $15,000 | $20,000 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $16,668 | $3,711 | $208,055 | $0 | $0 |
| Total long-term liabilities | $16,668 | $8,711 | $218,055 | $15,000 | $20,000 |
| Total liabilities | $107,804 | $97,870 | $330,822 | $99,841 | $36,454 |
| Net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Without donor restrictions | $3,469,878 | $3,183,371 | $3,220,320 | $2,964,541 | $2,880,965 |
| With donor restrictions | $133,153 | $119,000 | $114,250 | $114,249 | $105,396 |
| Net assets | $3,603,031 | $3,302,371 | $3,334,570 | $3,078,790 | $2,986,361 |
| Revenues and expenses | |||||
| Revenue | 2025 | 2024 | 2023 | 2022 | 2021 |
| Total contributions | $3,710,798 | $3,511,013 | $3,670,873 | $3,357,581 | $3,299,011 |
| Program service revenue | $280,744 | $297,083 | $261,103 | $222,260 | $175,428 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $70,265 | ($53,056) | $86,974 | $8,667 | $37,909 |
| Other revenue | $81,217 | $23,254 | $54,282 | $90,942 | $52,717 |
| Total other revenue | $432,226 | $267,281 | $402,359 | $321,869 | $266,054 |
| Total revenue | $4,143,024 | $3,778,294 | $4,073,232 | $3,679,450 | $3,565,065 |
| Expenses | 2025 | 2024 | 2023 | 2022 | 2021 |
| Program services | $2,946,321 | $2,968,182 | $2,752,907 | $2,616,462 | $2,719,428 |
| Management and general | $672,000 | $651,383 | $503,076 | $626,455 | $579,122 |
| Fundraising | $224,043 | $205,191 | $569,668 | $344,704 | $208,301 |
| Total expenses | $3,842,364 | $3,824,756 | $3,825,651 | $3,587,621 | $3,506,851 |
| Change in net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Surplus (deficit) | $300,660 | ($46,462) | $247,581 | $91,829 | $58,214 |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | $300,660 | ($46,462) | $247,581 | $91,829 | $58,214 |
Compensation
| Name | Title | Compensation |
| Jon Ring | CEO | $111,579 |
| Todd McQuown | Staff Representative | $70,100 |
Compensation data as of: 12/31/2025
Response from ministry
No response has been provided by this ministry.
The information below was provided to MinistryWatch by the ministry itself. It was last updated 2/5/2026. To update the information below, please email: [email protected]
History
Timber Bay, a ministry of Youth Investment Foundation, is an organization of dedicated youth workers committed to personal, ongoing mentorship with young people.
Since 1970, Timber Bay has accomplished this through a combination of camping retreats and community group gatherings throughout the upper Midwest.
From the beginning, our unified focus has been to help teens discover the emotional and spiritual healing that Christ can bring to their lives.
For youth, real impact that takes time and nurturing happens when a well-developed support system is in place. One-time events may be beneficial, but they are not nearly as effective as the teens having a safe, healthy community, where long-term mentors walk with them through their everyday lives.
Without strong support-systems like Timber Bay, teens are more likely to make poor choices that can lead to destructive behaviors and perpetual negative cycles. The mentors of Timber Bay are present to help them overcome these obstacles and grow toward positive choices and behaviors.
Program accomplishments
Needs
Timber Bay relies on people who believe (like us) that the best way to make a positive impact in the lives of youth is through stable, long-term mentoring relationships. Each staff member lives off the support they raise so they can invest their time into the lives of young people.