American Heritage Girls 
The information on this page was last updated 12/1/2025. If you see errors or omissions, please email: [email protected]
Summary
American Heritage Girls is a nondenominational, Christ-centered character and leadership development program for girls 5 to 18 years of age. AHG is dedicated to the mission of building women of integrity through service to God, family, community, and country.
Contact information
Mailing address:
American Heritage Girls
35 Tri-County Parkway
Cincinatti, OH 45246
Website: americanheritagegirls.org
Phone: (513) 771-2025
Email: [email protected]
Organization details
EIN: 311443814
CEO/President: Rachael Culpepper
Chairman: Rob Rye
Board size: 14
Founder: Patti Garibay
Ruling year: 1996
Tax deductible: Yes
Fiscal year end: 05/31
Member of ECFA: Yes
Member of ECFA since: 2005
Purpose
Vision: American Heritage Girls is the premier national character development organization for young women that embraces Christian values and encourages family involvement.
Our forward-focused program emphasizes six key components to achieve the mission of building women of integrity known as the AHG Program Emphases which includes programming, experiences, and resources for every age level. Girls who complete the program will be Christ-following servant leaders who are honoring, relational, anchored in Christ, and competent. AHG's family-friendly, multi-level Troop structure is specifically created with the physical, mental, social, spiritual, and emotional needs of today's girls aged 5 to 18.
Mission statement
Building women of integrity through service to God, family, community and country.
Statement of faith
American Heritage Girls is a Christ-centered leadership and character development ministry. The following Statement of Faith applies to all American Heritage Girls' Charter Organizations and Adult Members.
"We believe that there is one Triune God-Father; Jesus Christ, His one and only Son; and the Holy Spirit-Creator of the universe and eternally existent. We believe the Holy Scriptures (Old and New Testaments) to be the inspired and authoritative Word of God. We believe each person is created in His image for the purpose of communing with and worshipping God. We believe in the ministry of the Holy Spirit, Who enables us to live godly lives. We believe that each individual is called to love the Lord our God with all our heart, mind, soul, and strength; and to love our neighbors as ourselves. We believe God calls us to lives of purity, service, stewardship, and integrity."
Articles
Donor confidence score
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To understand our donor confidence score, click here.
Transparency grade
A
To understand our transparency grade, click here.
Financial efficiency ratings
Sector: Christian Growth
| Category | Rating | Overall rank | Sector rank |
| Overall efficiency rating | | 1163 of 1420 | 54 of 72 |
| Fund acquisition rating | | 863 of 1420 | 41 of 72 |
| Resource allocation rating | | 1164 of 1420 | 59 of 72 |
| Asset utilization rating | | 924 of 1421 | 45 of 72 |
To understand our financial efficiency ratings, click here.
Financial ratios
| Funding ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 6% | 36% | 1% | 7% | 1% | 0% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 4% | 1% | 0% | 0% | 0% | 0% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 74% | 4% | 17% | 2% | 16% | 18% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 4% | 1% | 0% | 0% | 0% | 0% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 26% | 96% | 83% | 98% | 84% | 82% |
| Operating ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Program expense ratio Program expense ratio = Program services / Total expenses | 80% | 74% | 87% | 85% | 89% | 92% |
Spending ratio Spending ratio = Total expenses / Total revenue | 98% | 103% | 81% | 96% | 88% | 92% |
Program output ratio Program output ratio = Program services / Total revenue | 80% | 76% | 70% | 82% | 79% | 84% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | 2% | -3% | 19% | 4% | 12% | 8% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | 3% | -3% | 24% | 5% | 13% | 8% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 13% | 25% | 13% | 15% | 10% | 8% |
| Investing ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 1.11 | 0.80 | 0.75 | 0.79 | 0.89 | 0.80 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 1.43 | 1.33 | 1.39 | 1.56 | 1.13 | 1.08 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 1.89 | 1.06 | 1.04 | 1.24 | 1.01 | 0.86 |
| Liquidity ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Current ratio Current ratio = Total current assets / Total current liabilities | 10.83 | 5.46 | 9.66 | 6.59 | 8.91 | 17.74 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.07 | 0.18 | 0.10 | 0.15 | 0.11 | 0.06 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 5.77 | 9.25 | 10.31 | 8.20 | 10.58 | 13.11 |
| Solvency ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 9% | 32% | 27% | 34% | 10% | 15% |
Debt ratio Debt ratio = Debt / Total assets | 0% | 18% | 19% | 0% | 0% | 9% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 72% | 85% | 96% | 83% | 101% | 107% |
Financials
| Balance sheet | |||||
| Assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Cash | $2,058,516 | $2,197,499 | $1,170,320 | $1,069,624 | $1,028,201 |
| Receivables, inventories, prepaids | $1,266,175 | $742,628 | $767,629 | $866,764 | $777,040 |
| Short-term investments | $2,433,324 | $2,215,038 | $1,764,677 | $1,779,425 | $1,949,400 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $5,758,015 | $5,155,165 | $3,702,626 | $3,715,813 | $3,754,641 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 |
| Fixed assets | $1,840,505 | $1,927,167 | $2,083,290 | $477,413 | $293,857 |
| Other long-term assets | $35,025 | $64,332 | $0 | $0 | $0 |
| Total long-term assets | $1,875,530 | $1,991,499 | $2,083,290 | $477,413 | $293,857 |
| Total assets | $7,633,545 | $7,146,664 | $5,785,916 | $4,193,226 | $4,048,498 |
| Liabilities | 2025 | 2024 | 2023 | 2022 | 2021 |
| Payables and accrued expenses | $577,370 | $472,805 | $545,745 | $320,529 | $205,170 |
| Other current liabilities | $477,166 | $60,962 | $16,303 | $96,615 | $6,459 |
| Total current liabilities | $1,054,536 | $533,767 | $562,048 | $417,144 | $211,629 |
| Debt | $1,337,319 | $1,364,575 | $0 | $0 | $381,807 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $35,025 | $64,332 | $1,390,271 | $0 | $0 |
| Total long-term liabilities | $1,372,344 | $1,428,907 | $1,390,271 | $0 | $381,807 |
| Total liabilities | $2,426,880 | $1,962,674 | $1,952,319 | $417,144 | $593,436 |
| Net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Without donor restrictions | $5,191,967 | $5,168,641 | $3,817,564 | $3,766,115 | $3,444,841 |
| With donor restrictions | $14,698 | $15,349 | $16,033 | $9,967 | $10,221 |
| Net assets | $5,206,665 | $5,183,990 | $3,833,597 | $3,776,082 | $3,455,062 |
| Revenues and expenses | |||||
| Revenue | 2025 | 2024 | 2023 | 2022 | 2021 |
| Total contributions | $223,111 | $1,119,961 | $100,221 | $698,758 | $630,431 |
| Program service revenue | $3,757,971 | $3,573,480 | $3,101,391 | $2,412,232 | $1,837,144 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $138,419 | $247,467 | $59,906 | $31,014 | $36,635 |
| Other revenue | $1,820,436 | $1,689,392 | $1,513,384 | $1,100,859 | $1,030,281 |
| Total other revenue | $5,716,826 | $5,510,339 | $4,674,681 | $3,544,105 | $2,904,060 |
| Total revenue | $5,939,937 | $6,630,300 | $4,774,902 | $4,242,863 | $3,534,491 |
| Expenses | 2025 | 2024 | 2023 | 2022 | 2021 |
| Program services | $4,519,799 | $4,665,138 | $3,896,603 | $3,347,759 | $2,975,442 |
| Management and general | $1,503,687 | $701,306 | $693,500 | $387,752 | $265,470 |
| Fundraising | $80,083 | $12,894 | $6,549 | $5,071 | $931 |
| Total expenses | $6,103,569 | $5,379,338 | $4,596,652 | $3,740,582 | $3,241,843 |
| Change in net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Surplus (deficit) | ($163,632) | $1,250,962 | $178,250 | $502,281 | $292,648 |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | ($163,632) | $1,250,962 | $178,250 | $502,281 | $292,648 |
Compensation
| Name | Title | Compensation |
| Rachael Culpepper | Chief Strategy Officer | $211,709 |
| Patricia Garibay | Executive Director - Exit 05/25 | $178,177 |
| Elizabeth Besade Perez | Senior Director of Risk & Compliance | $110,420 |
| Rebekah Keasling | Chief Operations Officer-Start 10/24 | $18,718 |
Compensation data as of: 5/31/2025
Response from ministry
No response has been provided by this ministry.
The information below was provided to MinistryWatch by the ministry itself. It was last updated 12/1/2025. To update the information below, please email: [email protected]
History
In 1995, American Heritage Girls was founded by a group of parents that desired a faith-based, character development program to guide their daughters as women of God and integrity. AHG was created with the love of God through the love of families for the love of children. Since its start in 1995 in West Chester, Ohio, AHG has grown from 10 Troops and 100 Members to over 70,000 members across 6 countries and 50 states.
For a timeline, visit: americanheritagegirls.org/about-ahg/
Program accomplishments
Today there are Troops in every state and in 6 countries around the world through the Trailblazer Program. A variety of Christian denominations are also represented as Charter Organizations for Troops. There are thousands of volunteer members across the country helping girls to grow in their faith, cultivate a heart for service, enjoy the great outdoors, and have more fun than they can imagine!
Needs
With your support, AHG can continue its mission to build women of integrity, introduce the ministry to more churches and schools nationwide, and in turn, grow the kingdom of God. There is a great need in our world for AHG in a time such as this. Join in supporting AHG, the premier character and girl leadership development program for girls that embraces Christian values and encourages every young woman to grow into the leader God created her to be.