The Christian Working Woman/ Mary Whelchel

The information in this column was provided to MinistryWatch by the ministry itself. It was last updated 1/31/2022. To update the information in this column, please email: info@ministrywatch.com


Summary

The Christian Working Woman ("TCWW") is a broadcast radio ministry based in Wheaton, Illinois that features Mary Whelchel Lowman. TCWW is focused on bringing a fresh, Christian perspective to workplace situations. With daily and weekly radio programs, bimonthly newsletters, speaking engagements, and resource materials, TCWW gives Christians in the working world a place to turn for hope and encouragement.


Contact information

Mailing address:
The Christian Working Woman
205 N Washington Street
Wheaton, IL 60187-5314

Website: christianworkingwoman.org

Phone: (630) 462-0552

Email: tcww@christianworkingwoman.org


Organization details

EIN: 363381207

CEO/President: Mary Whelchel Lowman

Chairman: Mary Whelchel Lowman

Board size: 7

Founder: Ms. Mary Whelchel Lowman

Ruling year: 1985

Tax deductible: Yes

Fiscal year end: 12/31

Member of ECFA: No

Member of ECFA since:


Purpose


Mission statement

The purpose of The Christian Working Woman is to encourage, equip and empower Christians in the workplace to love Christ more, to live their daily lives by biblical principles, and to go to their jobs as ambassadors for Jesus Christ.


Statement of faith

Donor confidence score

Show donor confidence score details

Transparency grade

D

To understand our transparency grade, click here.


Financial efficiency ratings

Sector: Educational Media

CategoryRatingOverall rankSector rank
Overall efficiency rating21 of 10223 of 53
Fund acquisition rating165 of 102410 of 53
Resource allocation rating14 of 10245 of 53
Asset utilization rating79 of 10223 of 53

Financial ratios

Funding ratiosSector median20192018201720162015
Return on fundraising efforts Return on fundraising efforts =
Fundraising expense /
Total contributions
8%0%0%0%0%0%
Fundraising cost ratio Fundraising cost ratio =
Fundraising expense /
Total revenue
7%0%0%0%0%0%
Contributions reliance Contributions reliance =
Total contributions /
Total revenue
92%62%73%74%74%71%
Fundraising expense ratio Fundraising expense ratio =
Fundraising expense /
Total expenses
7%0%0%0%0%0%
Other revenue reliance Other revenue reliance =
Total other revenue /
Total revenue
8%38%27%26%26%29%
 
Operating ratiosSector median20192018201720162015
Program expense ratio Program expense ratio =
Program services /
Total expenses
81%97%87%87%87%72%
Spending ratio Spending ratio =
Total expenses /
Total revenue
95%101%100%105%115%108%
Program output ratio Program output ratio =
Program services /
Total revenue
74%99%87%92%100%77%
Savings ratio Savings ratio =
Surplus (deficit) /
Total revenue
5%-1%0%-5%-15%-8%
Reserve accumulation rate Reserve accumulation rate =
Surplus (deficit) /
Net assets
9%-10%1%-63%-125%-35%
General and admin ratio General and admin ratio =
Management and general expense /
Total expenses
11%3%13%13%13%28%
 
Investing ratiosSector median20192018201720162015
Total asset turnover Total asset turnover =
Total expenses /
Total assets
0.934.185.975.964.714.15
Degree of long-term investment Degree of long-term investment =
Total assets /
Total current assets
1.351.001.061.051.031.03
Current asset turnover Current asset turnover =
Total expenses /
Total current assets
1.744.186.326.264.884.27
 
Liquidity ratiosSector median20192018201720162015
Current ratio Current ratio =
Total current assets /
Total current liabilities
9.502.141.601.681.906.68
Current liabilities ratio Current liabilities ratio =
Total current liabilities /
Total current assets
0.100.470.630.600.530.15
Liquid reserve level Liquid reserve level =
(Total current assets -
Total current liabilities) /
(Total expenses / 12)
5.931.530.710.771.162.39
 
Solvency ratiosSector median20192018201720162015
Liabilities ratio Liabilities ratio =
Total liabilities /
Total assets
12%47%59%57%51%15%
Debt ratio Debt ratio =
Debt /
Total assets
0%0%0%0%0%0%
Reserve coverage ratio Reserve coverage ratio =
Net assets /
Total expenses
84%13%7%7%10%21%

Financials

Balance sheet
 
Assets20192018201720162015
Cash$45,503$15,250$16,967$33,864$50,835
Receivables, inventories, prepaids$16,442$16,799$20,075$20,075$16,506
Short-term investments$0$0$0$0$0
Other current assets$0$0$0$0$0
Total current assets$61,945$32,049$37,042$53,939$67,341
Long-term investments$0$0$0$0$0
Fixed assets$0$1,876$1,876$1,876$1,876
Other long-term assets$0$0$0$0$0
Total long-term assets$0$1,876$1,876$1,876$1,876
Total assets$61,945$33,925$38,918$55,815$69,217
 
Liabilities20192018201720162015
Payables and accrued expenses$26,117$16,529$18,536$24,854$10,079
Other current liabilities$2,835$3,560$3,560$3,560$0
Total current liabilities$28,952$20,089$22,096$28,414$10,079
Debt$0$0$0$0$0
Due to (from) affiliates$0$0$0$0$0
Other long-term liabilities$0$0$0$0$0
Total long-term liabilities$0$0$0$0$0
Total liabilities$28,952$20,089$22,096$28,414$10,079
 
Net assets20192018201720162015
Without donor restrictions$0$0$0$0$0
With donor restrictions$0$0$0$0$0
Net assets$32,993$13,836$16,822$27,401$59,138
 
Revenues and expenses
 
Revenue20192018201720162015
Total contributions$158,684$148,024$162,580$170,483$188,753
Program service revenue$41,188$45,872$49,375$49,205$61,211
Membership dues$0$0$0$0$0
Investment income$62$331$0$0$0
Other revenue$55,502$8,329$9,206$9,232$16,497
Total other revenue$96,752$54,532$58,581$58,437$77,708
Total revenue$255,436$202,556$221,161$228,920$266,461
 
Expenses20192018201720162015
Program services$251,959$175,694$202,529$229,955$206,369
Management and general$6,856$26,776$29,247$33,208$81,060
Fundraising$0$0$0$0$0
Total expenses$258,815$202,470$231,776$263,163$287,429
 
Change in net assets20192018201720162015
Surplus (deficit)($3,379)$86($10,615)($34,243)($20,968)
Other changes in net assets$0$0$0$0$0
Total change in net assets($3,379)$86($10,615)($34,243)($20,968)

Compensation

NameTitleCompensation
Mary WhelchelPresident$39,615
Julie BusteedFinancial Bookkeeper$7,363

Compensation data as of: 12/31/2019


Response from ministry

No response has been provided by this ministry.


The information below was provided to MinistryWatch by the ministry itself. It was last updated 1/31/2022. To update the information below, please email: info@ministrywatch.com


History

The Christian Working Woman began in 1984 as an outgrowth of a ministry for workplace women that began at The Moody Church in Chicago, Illinois. Because of her own experiences of being a Christian in the marketplace, Mary (Whelchel) Lowman had a burden to encourage women and to teach them sound biblical principles in order to equip them to live godly lives in their workplaces. Little did she know that the radio program which had its humble beginnings on one station in Chicago would now be heard on over 400 stations and crossing international boundaries! Since its beginning The Christian Working Woman has become a non-profit organization currently producing two radio program formats, distributing books and materials, providing web resources, and organizing retreats and conferences in the United States and abroad.


Program accomplishments


Needs