Ada Christian School 


The information on this page was last updated 9/24/2026. If you see errors or omissions, please email: [email protected]
Summary
At Ada Christian School, our mission is to equip students for service in God's world.
Contact information
Mailing address:
Ada Christian School
6206 Ada Drive SE
Ada, Mi 49301
Website: adachristian.org
Phone: (616) 676-1289
Email: [email protected]
Organization details
EIN: 381581181
CEO/President: Max Fernandez
Chairman: Jon Kuiper
Board size: 12
Founder:
Ruling year: 1947
Tax deductible: Yes
Fiscal year end: 06/30
Member of ECFA: No
Member of ECFA since:
Purpose
To encourage all students to grow and mature fully in Christ by integrating Christian truths and principles into all areas of learning.
To provide students, staff and administration with the necessary facilities and resources to achieve excellence in all academic disciplines.
To exercise good stewardship of God-given resources to make education at Ada Christian School affordable for all.
To have Christ's love reflected through Ada Christian School to the people in our community.
Mission statement
The Ada Christian School community exists to equip students for service in God's world by integrating academic excellence with a distinctively Christian perspective.
Statement of faith
We believe the Bible to be the only inspired, infallible, and authoritative Word of God (II Timothy 3:15-17; II Peter 1:20-21) as contained in the sixty-six books of the Old and New Testaments.
We believe there is one eternal God. He exists in three persons- Father, Son, and Holy Spirit (Genesis 1:1, Matthew 28:19, John 1:1-2, 10:30).
We believe that God created the world out of nothing and humankind in His image and upholds all of creation by His power. God created man and woman in his image and established marriage as a lifelong union between one male and one female. Biblical marriage is the only acceptable context for sexual intimacy. Further, we believe that a person's gender is based on an identity given by God and assigned at birth (Gen. 1-2; John 1:1-13; Gen. 2:20-24; Matt. 19:4-6; Rom. 7:2; Thess. 4:1-8; Heb. 13:4)
We believe in the deity of Christ, the only begotten Son of the Father (John 8:40, 10:33; Acts 2:22); His humanity (John 8:40; Acts 2:22); His virgin birth (Isaiah 7:14; Matthew 1:23; Luke 1:35); His sinless life (Hebrews 4:15, 7:26); His miracles (John 2:11); His substitutionary and atoning death (I Corinthians 15:3; Ephesians 1:7; Hebrews 2:9); His bodily resurrection (John 11:25; I Corinthians 15:4); His bodily ascension to the right hand of the Father (Mark 16:19; Acts 1:9); and His personal return in power and glory (Matthew 16:27; Acts 1:11; Revelation 22:12).
We believe that because of the fall of humankind into sin, we must be reborn by the Holy Spirit unto salvation; and that people are justified on the single ground of faith in the shed blood of Christ and that only by God's grace and through faith alone are we saved (John 3:1-19; John 5:24; Romans 3:23-24, 5: 8-9; Ephesians 2:8-10; Titus 3:5).
We believe in the resurrection of both the saved and the lost; they that are saved will be raised to eternal life, and they that are lost to eternal death (John 5:28-29).
We believe in the spiritual unity of believers in our Lord Jesus Christ (I Corinthians 12:12-13; Galatians 3:26-28).
We believe in the present ministry of the Holy Spirit in every believer, by whose indwelling and leading into Biblical truth the Christian learns to live a godly life (Romans 8:13-14; I Corinthians 3:16, 6:19-20; Ephesians 4:30, 5:18).
We believe that Christ is now ruling and calls all people to recognize Him as Savior and Lord (Matthew 28:18; Acts 17:30; Ephesians 1:20-23).
We believe that God established a covenant with parents and their children and that according to that covenant parents must provide for the Christian education of their children (Genesis 17:1-16; Deuteronomy 6:4-9).
Donor confidence score

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Transparency grade
D
To understand our transparency grade, click here.
Financial efficiency ratings
Sector: K-12 Schools/Academies
| Category | Rating | Overall rank | Sector rank |
| Overall efficiency rating | ![]() ![]() ![]() | 546 of 1538 | 111 of 249 |
| Fund acquisition rating | ![]() ![]() ![]() ![]() | 188 of 1539 | 58 of 249 |
| Resource allocation rating | ![]() ![]() ![]() ![]() | 383 of 1539 | 67 of 249 |
| Asset utilization rating | ![]() | 1405 of 1539 | 235 of 249 |
According to the organization's Form 990, it received $11,818 in government grants in 2025.
To understand our financial efficiency ratings, click here.
Financial ratios
| Funding ratios | Sector median | 2025 | 2024 | 2023 | 2020 | 2019 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 9% | 6% | 5% | 3% | 5% | 3% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 2% | 1% | 1% | 2% | 1% | 1% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 13% | 23% | 26% | 46% | 19% | 26% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 2% | 1% | 1% | 2% | 1% | 1% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 87% | 77% | 74% | 54% | 81% | 74% |
| Operating ratios | Sector median | 2025 | 2024 | 2023 | 2020 | 2019 |
Program expense ratio Program expense ratio = Program services / Total expenses | 83% | 88% | 67% | 89% | 89% | 88% |
Spending ratio Spending ratio = Total expenses / Total revenue | 93% | 103% | 113% | 66% | 106% | 100% |
Program output ratio Program output ratio = Program services / Total revenue | 77% | 90% | 76% | 58% | 94% | 88% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | 7% | -3% | -13% | 34% | -6% | 0% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | 6% | -2% | -7% | 22% | -2% | 0% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 14% | 11% | 31% | 9% | 10% | 11% |
| Investing ratios | Sector median | 2025 | 2024 | 2023 | 2020 | 2019 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 0.55 | 0.45 | 0.50 | 0.39 | 0.41 | 0.39 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 3.06 | 13.48 | 3.71 | 2.78 | 4.31 | 6.91 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 2.00 | 6.06 | 1.83 | 1.09 | 1.77 | 2.71 |
| Liquidity ratios | Sector median | 2025 | 2024 | 2023 | 2020 | 2019 |
Current ratio Current ratio = Total current assets / Total current liabilities | 2.78 | 0.46 | 1.46 | 8.11 | 2.77 | 1.41 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.36 | 2.17 | 0.69 | 0.12 | 0.36 | 0.71 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 3.46 | -2.32 | 2.05 | 9.67 | 4.34 | 1.29 |
| Solvency ratios | Sector median | 2025 | 2024 | 2023 | 2020 | 2019 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 30% | 17% | 19% | 7% | 14% | 10% |
Debt ratio Debt ratio = Debt / Total assets | 10% | 0% | 0% | 0% | 5% | 0% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 115% | 185% | 163% | 237% | 211% | 229% |
Financials
| Balance sheet | |||||
| Assets | 2025 | 2024 | 2023 | 2020 | 2019 |
| Cash | $302,858 | $757,003 | $1,446,396 | $1,302,694 | $885,795 |
| Receivables, inventories, prepaids | $490,531 | $2,890,852 | $2,691,665 | $734,665 | $164,707 |
| Short-term investments | $452,477 | $1,100,070 | $1,815,876 | $982,205 | $806,561 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $1,245,866 | $4,747,925 | $5,953,937 | $3,019,564 | $1,857,063 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 |
| Fixed assets | $15,021,952 | $8,916,204 | $9,281,777 | $9,930,720 | $10,370,853 |
| Other long-term assets | $521,189 | $3,929,949 | $1,321,979 | $56,691 | $601,677 |
| Total long-term assets | $15,543,141 | $12,846,153 | $10,603,756 | $9,987,411 | $10,972,530 |
| Total assets | $16,789,007 | $17,594,078 | $16,557,693 | $13,006,975 | $12,829,593 |
| Liabilities | 2025 | 2024 | 2023 | 2020 | 2019 |
| Payables and accrued expenses | $526,126 | $3,019,092 | $402,650 | $84,023 | $84,982 |
| Other current liabilities | $2,177,266 | $241,991 | $331,126 | $1,006,594 | $1,231,925 |
| Total current liabilities | $2,703,392 | $3,261,083 | $733,776 | $1,090,617 | $1,316,907 |
| Debt | $0 | $0 | $0 | $680,300 | $0 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $118,631 | $140,713 | $471,200 | $0 | $0 |
| Total long-term liabilities | $118,631 | $140,713 | $471,200 | $680,300 | $0 |
| Total liabilities | $2,822,023 | $3,401,796 | $1,204,976 | $1,770,917 | $1,316,907 |
| Net assets | 2025 | 2024 | 2023 | 2020 | 2019 |
| Without donor restrictions | $13,926,652 | $10,656,753 | $12,526,563 | $11,218,297 | $11,491,232 |
| With donor restrictions | $40,332 | $3,535,529 | $2,826,154 | $17,761 | $21,454 |
| Net assets | $13,966,984 | $14,192,282 | $15,352,717 | $11,236,058 | $11,512,686 |
| Revenues and expenses | |||||
| Revenue | 2025 | 2024 | 2023 | 2020 | 2019 |
| Total contributions | $1,646,271 | $2,021,077 | $4,576,915 | $966,621 | $1,287,672 |
| Program service revenue | $5,603,695 | $5,497,755 | $5,148,005 | $3,980,867 | $3,697,579 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $36,707 | $141,710 | $81,902 | $25,429 | $10,010 |
| Other revenue | $26,965 | $25,300 | $44,055 | $85,459 | $31,075 |
| Total other revenue | $5,667,367 | $5,664,765 | $5,273,962 | $4,091,755 | $3,738,664 |
| Total revenue | $7,313,638 | $7,685,842 | $9,850,877 | $5,058,376 | $5,026,336 |
| Expenses | 2025 | 2024 | 2023 | 2020 | 2019 |
| Program services | $6,607,602 | $5,874,996 | $5,745,982 | $4,760,458 | $4,432,387 |
| Management and general | $848,132 | $2,727,796 | $579,145 | $531,809 | $556,600 |
| Fundraising | $90,561 | $108,620 | $155,040 | $45,345 | $40,571 |
| Total expenses | $7,546,295 | $8,711,412 | $6,480,167 | $5,337,612 | $5,029,558 |
| Change in net assets | 2025 | 2024 | 2023 | 2020 | 2019 |
| Surplus (deficit) | ($232,657) | ($1,025,570) | $3,370,710 | ($279,236) | ($3,222) |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | ($232,657) | ($1,025,570) | $3,370,710 | ($279,236) | ($3,222) |
Compensation
| Name | Title | Compensation |
| Kevin Sall | Principal | $154,827 |
Compensation data as of: 6/30/2025
Response from ministry
No response has been provided by this ministry.
The information below was provided to MinistryWatch by the ministry itself. It was last updated 9/24/2026. To update the information below, please email: [email protected]
