Adventist Frontier Missions 
The information on this page was last updated 6/11/2026. If you see errors or omissions, please email: [email protected]
Summary
Reaching the Unreached
Contact information
Mailing address:
Adventist Frontier Missions
PO Box 286
Berrien Springs, MI 49103-9103
Website: afmonline.org
Phone: 269.473.4250
Email: [email protected]
Organization details
EIN: 382635531
CEO/President: Brad Mills
Chairman: Dwight Nelson
Board size: 13
Founder:
Ruling year: 1986
Tax deductible: No
Fiscal year end: 12/31
Member of ECFA: No
Member of ECFA since:
Purpose
Reaching the Unreached in This Generation.
Mission statement
Adventist Frontier Missions establishes indigenous Seventh-day Adventist church-planting movements among unreached people groups.
Statement of faith
We depend upon God.
We believe that we are spiritual warriors for God in the great controversy between Christ and Satan. The weapons of our warfare include the Word of God, prayer, praise, fasting, and singing. We claim the promises of God, we worship Him, confess our need, accept the sacrifice of Jesus, receive forgiveness, seek His direction, request His help, and call upon the Holy Spirit to empower our ministries and our lives. God provides for all our needs. God entrusts us with His resources. We demand of ourselves high standards of professional competence, financial accountability, and diligence. (Ephesians 6:11-19; Exodus 14:13-14; 1 Samuel 17:47; 2 Corinthians 10:4, 5; 1 Corinthians 15:57; Zechariah 4:6; Philippians 4:19.)
We are committed to biblical truth.
We believe that the Holy Bible (both the Old and New Testaments) is the written Word of God, given by divine inspiration through the Holy Spirit. The Bible reveals God's plan of salvation and is the only standard given by God in matters of faith, doctrine, and practice. We also treasure the light given through the gift of prophecy and apply this counsel to our lives and ministry. (2 Peter 1:20, 21; 2 Timothy 3:16, 17; Psalm 119:105; Revelation 12:17, 19:10.)
We are Seventh-day Adventist Christians.
We believe that there is one God: Father, Son, and Holy Spirit. We recognize Jesus Christ as our Creator, the only Savior of humanity, and look forward to His triumphant soon return. We proclaim the truths taught by the SDA Church. This requires faith, personal sacrifice, Christian stewardship, simplicity of life, and trust in God. (Deuteronomy 6:4-5; 1 Thessalonians 1:2-6; Colossians 1:16; Acts 4:12; Matthew 24:14-31; Exodus 20:2-17; Revelation 14:6-12.)
We believe God empowers ordinary people.
We believe that God accomplishes extraordinary things through ordinary people who surrender fully to Him. We value each person and their God-given abilities for service. We respect the dignity of every person, including the unreached, the AFM team of workers, their families, and our supporters. (Genesis 1:26, 27; Romans 12; 1 Corinthians 14; John 3:16-17; Philippians 2:1-11; 1 John 3:16; Colossians 3:12-14.)
We focus on unreached people groups.
We believe that the ultimate human need is to know and love God. By His grace and mercy, we experience knowledge of Him. As a loving response to this experience, we seek to reach the unreached with the offer of eternal salvation in Christ. In obedience to the Gospel Commission, we share Christ across ethnic and language barriers with people groups that have not had the opportunity to hear and respond to the Gospel. (John 17:3; John 14:27; Matthew 28:18-20; 2 Corinthians 5:14-15; Revelation 7:9, 10; Romans 15:20, 21.)
We communicate biblical truth with cultural sensitivity.
We believe that people should not have to traverse unnecessary cultural barriers to come to Christ. As such, we value the God-given diversity in human personality, culture, and contribution. However, the need for spiritual transformation is common to humankind, and therefore all cultural beliefs and practices are subject to biblical principles. We present biblical truth using methods that are reproducible by the people being served, allowing the church to continue vibrant, healthy growth. (John 1:14; I Corinthians 9:19-23, Deuteronomy 12:29-32; 1 Corinthians 2:1-5; Galatians 2:11-20.)
Donor confidence score
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Transparency grade
D
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Financial efficiency ratings
Sector: Foreign Missions
| Category | Rating | Overall rank | Sector rank |
| Overall efficiency rating | | 682 of 1366 | 67 of 126 |
| Fund acquisition rating | | 277 of 1366 | 33 of 126 |
| Resource allocation rating | | 672 of 1366 | 70 of 126 |
| Asset utilization rating | | 1121 of 1367 | 96 of 126 |
To understand our financial efficiency ratings, click here.
Financial ratios
| Funding ratios | Sector median | 2024 | 2023 | 2022 | 2021 | 2020 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 5% | 2% | 2% | 2% | 2% | 2% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 5% | 2% | 2% | 2% | 2% | 2% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 98% | 98% | 97% | 98% | 98% | 99% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 5% | 2% | 2% | 3% | 2% | 3% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 2% | 2% | 3% | 2% | 2% | 1% |
| Operating ratios | Sector median | 2024 | 2023 | 2022 | 2021 | 2020 |
Program expense ratio Program expense ratio = Program services / Total expenses | 85% | 84% | 85% | 85% | 85% | 83% |
Spending ratio Spending ratio = Total expenses / Total revenue | 99% | 96% | 117% | 88% | 75% | 65% |
Program output ratio Program output ratio = Program services / Total revenue | 83% | 81% | 100% | 75% | 64% | 54% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | 1% | 4% | -17% | 12% | 25% | 35% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | 3% | 3% | -13% | 8% | 18% | 31% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 9% | 14% | 13% | 12% | 13% | 14% |
| Investing ratios | Sector median | 2024 | 2023 | 2022 | 2021 | 2020 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 1.55 | 0.71 | 0.80 | 0.57 | 0.52 | 0.52 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 1.14 | 1.29 | 1.31 | 1.24 | 1.24 | 1.55 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 2.30 | 0.92 | 1.05 | 0.71 | 0.65 | 0.81 |
| Liquidity ratios | Sector median | 2024 | 2023 | 2022 | 2021 | 2020 |
Current ratio Current ratio = Total current assets / Total current liabilities | 21.28 | 37.61 | 40.60 | 69.67 | 90.85 | 62.09 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.03 | 0.03 | 0.02 | 0.01 | 0.01 | 0.02 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 5.02 | 12.75 | 11.16 | 16.71 | 18.39 | 14.66 |
| Solvency ratios | Sector median | 2024 | 2023 | 2022 | 2021 | 2020 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 4% | 8% | 8% | 6% | 7% | 8% |
Debt ratio Debt ratio = Debt / Total assets | 0% | 0% | 0% | 0% | 0% | 0% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 59% | 130% | 115% | 164% | 180% | 176% |
Financials
| Balance sheet | |||||
| Assets | 2024 | 2023 | 2022 | 2021 | 2020 |
| Cash | $3,804,651 | $2,937,726 | $4,959,937 | $4,603,475 | $3,241,414 |
| Receivables, inventories, prepaids | $565,519 | $568,317 | $571,116 | $571,452 | $527,575 |
| Short-term investments | $6,497,644 | $6,657,754 | $6,235,915 | $5,817,540 | $3,572,920 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $10,867,814 | $10,163,797 | $11,766,968 | $10,992,467 | $7,341,909 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 |
| Fixed assets | $3,136,768 | $3,200,466 | $2,844,607 | $2,689,410 | $2,691,968 |
| Other long-term assets | $0 | $0 | $0 | $0 | $1,342,248 |
| Total long-term assets | $3,136,768 | $3,200,466 | $2,844,607 | $2,689,410 | $4,034,216 |
| Total assets | $14,004,582 | $13,364,263 | $14,611,575 | $13,681,877 | $11,376,125 |
| Liabilities | 2024 | 2023 | 2022 | 2021 | 2020 |
| Payables and accrued expenses | $288,932 | $250,370 | $168,895 | $120,995 | $118,254 |
| Other current liabilities | $0 | $0 | $0 | $0 | $0 |
| Total current liabilities | $288,932 | $250,370 | $168,895 | $120,995 | $118,254 |
| Debt | $0 | $0 | $0 | $0 | $0 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $807,275 | $817,103 | $756,866 | $786,180 | $832,677 |
| Total long-term liabilities | $807,275 | $817,103 | $756,866 | $786,180 | $832,677 |
| Total liabilities | $1,096,207 | $1,067,473 | $925,761 | $907,175 | $950,931 |
| Net assets | 2024 | 2023 | 2022 | 2021 | 2020 |
| Without donor restrictions | $2,010,489 | $3,594,709 | $5,336,141 | $5,162,523 | $4,236,431 |
| With donor restrictions | $10,897,886 | $8,702,081 | $8,349,673 | $7,612,179 | $6,188,763 |
| Net assets | $12,908,375 | $12,296,790 | $13,685,814 | $12,774,702 | $10,425,194 |
| Revenues and expenses | |||||
| Revenue | 2024 | 2023 | 2022 | 2021 | 2020 |
| Total contributions | $10,155,507 | $8,813,437 | $9,240,044 | $9,231,696 | $9,051,644 |
| Program service revenue | $0 | $0 | $0 | $0 | $0 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $85,960 | $129,120 | ($6,292) | $37,981 | $54,092 |
| Other revenue | $111,375 | $157,869 | $189,255 | $137,294 | $56,207 |
| Total other revenue | $197,335 | $286,989 | $182,963 | $175,275 | $110,299 |
| Total revenue | $10,352,842 | $9,100,426 | $9,423,007 | $9,406,971 | $9,161,943 |
| Expenses | 2024 | 2023 | 2022 | 2021 | 2020 |
| Program services | $8,383,366 | $9,068,042 | $7,073,209 | $6,008,670 | $4,920,087 |
| Management and general | $1,388,384 | $1,387,329 | $1,031,340 | $911,010 | $834,602 |
| Fundraising | $188,433 | $206,010 | $224,664 | $175,170 | $158,620 |
| Total expenses | $9,960,183 | $10,661,381 | $8,329,213 | $7,094,850 | $5,913,309 |
| Change in net assets | 2024 | 2023 | 2022 | 2021 | 2020 |
| Surplus (deficit) | $392,659 | ($1,560,955) | $1,093,794 | $2,312,121 | $3,248,634 |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | $392,659 | ($1,560,955) | $1,093,794 | $2,312,121 | $3,248,634 |
Compensation
| Name | Title | Compensation |
| Conrad Vine | President | $137,153 |
| Cavelle Regis | Treasurer | $104,881 |
Compensation data as of: 12/31/2024
Response from ministry
No response has been provided by this ministry.
The information below was provided to MinistryWatch by the ministry itself. It was last updated 6/11/2026. To update the information below, please email: [email protected]
History
Birth of a Dream
In the fall of 1984, a small number of seminary students gathered at Clyde and Cathy Morgan's home to learn more about missions and to promote an interest in the subject. One year later, in September 1985, the group officially incorporated, and Adventist Frontier Missions was born, with Clyde Morgan serving as president and executive director.
Our First Missionaries
In March 1987, AFM sent its first missionary family, Marc and Aunie Scalzi and their two children, to plant the church among the Ifugao people of northern Luzon, Philippines. Six years of ministry later, the Scalzi's project was completed, and they bade farewell to a well-established church of about 100 baptized members as well as several smaller groups. The Ifugao church continued to evangelize and grow, and within about two years the membership doubled.
A New Chapter
Initially, as AFM learned how to do cross-cultural mission work, it targeted people groups it felt would respond readily to the Gospel. But this was only the beginning. In the fall of 1991, Brad and Cathie Jolly opened a new chapter of AFM's work when they launched to the previously closed country of Mongolia. Exactly two years later, the first Seventh-day Adventist Mongolian believers were baptized. In November of 1997, the first Mongolian Seventh-day Adventist church was established with 26 charter members. In 2012, their membership surpassed 1,400 with another church added and several branch Sabbath schools meeting regularly.
Growth
Originally, AFM missionaries launched with very little training. However, as AFM matured, its missionary-training program expanded and is now recognized by world church leaders as one of the best available. Today AFM offers future missionaries the necessary training to effectively reach the unreached peoples among all major religions around the world. From the bushlands of West Africa to the foothills of the Himalayas, AFM missionaries are planting His church.