Liberty HealthShare 
The information on this page was last updated 2/17/2026. If you see errors or omissions, please email: [email protected]
Summary
Liberty HealthShare is a community of like-minded, health-conscious individuals and families who walk together where faith and healthcare unite. Our values are exemplified by Jesus Christ and the Christian faith. Our members honor these traditions through healthcare sharing, education, personal responsibility, and the stewardship of community resources.
Contact information
Mailing address:
Liberty HealthShare
4455 Hills and Dales Rd NW
Canton, OH 44708
Website: www.libertyhealthshare.org
Phone: 855-585-4237
Email: [email protected]
Organization details
EIN: 472042581
CEO/President: Dorsey Morrow
Chairman: Don Brewer
Board size: 5
Founder:
Ruling year: 2015
Tax deductible: Yes
Fiscal year end: 12/31
Member of ECFA: No
Member of ECFA since:
Purpose
To build a healthcare sharing community which exemplifies Jesus Christ and empowers like-minded people to manage their health care journey.
Mission statement
Shepherd the Christian tradition of healthcare sharing through prayer, education, personal responsibility, and stewardship of the community's resources.
Statement of faith
We believe that Jesus Christ is the only way by whom we are forgiven of sins and are gifted salvation. (John 14:6).
We believe that our personal rights and liberties originate from God and are bestowed on us by God and are not concessions granted to us by governments or men.
We believe every individual has a fundamental religious right to worship the God of the Bible according to scripture.
We believe it is our biblical and ethical obligation to assist our fellow man when they are in need according to our available resources and opportunity. (Gal 6:2; Acts 2:44 - 45).
We believe it is our spiritual duty to God and our ethical duty to others to maintain a healthy lifestyle and avoid foods, behaviors or habits that produce sickness or disease to others or ourselves.
We believe it is our fundamental right of conscience to direct our own healthcare, in consultation with physicians, family or other valued advisors, free from government dictates, restraints and oversight.
Articles
| 2/18/2026 | Liberty HealthShare Ministry Grows Membership, Expands Plan Options |
Donor confidence score
Show donor confidence score details
To understand our donor confidence score, click here.
Transparency grade
C
To understand our transparency grade, click here.
Financial efficiency ratings
Sector: Healthcare Sharing
| Category | Rating | Overall rank | Sector rank |
| Overall efficiency rating | | 226 of 1423 | 2 of 6 |
| Fund acquisition rating | | 1 of 1423 | 1 of 6 |
| Resource allocation rating | | 494 of 1423 | 2 of 6 |
| Asset utilization rating | | 752 of 1424 | 4 of 6 |
To understand our financial efficiency ratings, click here.
Financial ratios
| Funding ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 1% | 0% | 0% | 0% | 0% | 0% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 1% | 0% | 0% | 0% | 0% | 0% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 5% | 98% | 99% | 100% | 100% | 100% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 1% | 0% | 0% | 0% | 0% | 0% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 95% | 2% | 1% | 0% | 0% | 0% |
| Operating ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Program expense ratio Program expense ratio = Program services / Total expenses | 79% | 89% | 91% | 93% | 94% | 94% |
Spending ratio Spending ratio = Total expenses / Total revenue | 92% | 83% | 102% | 100% | 97% | 97% |
Program output ratio Program output ratio = Program services / Total revenue | 78% | 73% | 93% | 93% | 91% | 91% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | 8% | 17% | -2% | 0% | 3% | 3% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | 21% | 49% | -14% | 2% | 29% | 49% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 15% | 11% | 9% | 7% | 6% | 6% |
| Investing ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 2.28 | 2.12 | 5.62 | 6.40 | 8.99 | 15.06 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 1.10 | 1.06 | 1.11 | 1.17 | 1.17 | 1.25 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 2.92 | 2.25 | 6.22 | 7.47 | 10.51 | 18.75 |
| Liquidity ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Current ratio Current ratio = Total current assets / Total current liabilities | 11.61 | 27.63 | 14.25 | 12.09 | 10.92 | 4.43 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.09 | 0.04 | 0.07 | 0.08 | 0.09 | 0.23 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 3.97 | 5.13 | 1.79 | 1.47 | 1.04 | 0.50 |
| Solvency ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 20% | 8% | 16% | 7% | 8% | 18% |
Debt ratio Debt ratio = Debt / Total assets | 0% | 0% | 0% | 0% | 0% | 0% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 38% | 43% | 15% | 15% | 10% | 5% |
Financials
| Balance sheet | |||||
| Assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Cash | $49,983,458 | $26,232,654 | $25,662,335 | $24,719,999 | $17,539,616 |
| Receivables, inventories, prepaids | $707,172 | $579,036 | $589,318 | $1,113,603 | $1,821,380 |
| Short-term investments | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $50,690,630 | $26,811,690 | $26,251,653 | $25,833,602 | $19,360,996 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 |
| Fixed assets | $2,899,328 | $2,617,569 | $4,261,029 | $4,196,334 | $4,436,445 |
| Other long-term assets | $202,321 | $280,903 | $127,215 | $171,380 | $311,663 |
| Total long-term assets | $3,101,649 | $2,898,472 | $4,388,244 | $4,367,714 | $4,748,108 |
| Total assets | $53,792,279 | $29,710,162 | $30,639,897 | $30,201,316 | $24,109,104 |
| Liabilities | 2025 | 2024 | 2023 | 2022 | 2021 |
| Payables and accrued expenses | $1,834,364 | $1,881,192 | $2,171,281 | $2,364,747 | $4,370,343 |
| Other current liabilities | $0 | $0 | $0 | $0 | $0 |
| Total current liabilities | $1,834,364 | $1,881,192 | $2,171,281 | $2,364,747 | $4,370,343 |
| Debt | $0 | $0 | $0 | $0 | $0 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $2,510,000 | $2,845,475 | $0 | $0 | $0 |
| Total long-term liabilities | $2,510,000 | $2,845,475 | $0 | $0 | $0 |
| Total liabilities | $4,344,364 | $4,726,667 | $2,171,281 | $2,364,747 | $4,370,343 |
| Net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Without donor restrictions | $49,447,915 | $24,983,495 | $28,468,616 | $27,836,569 | $19,738,761 |
| With donor restrictions | $0 | $0 | $0 | $0 | $0 |
| Net assets | $49,447,915 | $24,983,495 | $28,468,616 | $27,836,569 | $19,738,761 |
| Revenues and expenses | |||||
| Revenue | 2025 | 2024 | 2023 | 2022 | 2021 |
| Total contributions | $136,276,657 | $162,569,288 | $195,915,719 | $279,735,494 | $372,680,514 |
| Program service revenue | $0 | $0 | $0 | $0 | $0 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $1,169,444 | $715,575 | $800,045 | $31 | $161 |
| Other revenue | $968,459 | $109,001 | $69,136 | $0 | $0 |
| Total other revenue | $2,137,903 | $824,576 | $869,181 | $31 | $161 |
| Total revenue | $138,414,560 | $163,393,864 | $196,784,900 | $279,735,525 | $372,680,675 |
| Expenses | 2025 | 2024 | 2023 | 2022 | 2021 |
| Program services | $101,319,808 | $152,553,740 | $182,903,787 | $255,333,066 | $339,878,372 |
| Management and general | $12,965,807 | $14,325,245 | $13,249,066 | $16,304,651 | $23,171,387 |
| Fundraising | $0 | $0 | $0 | $0 | $0 |
| Total expenses | $114,285,615 | $166,878,985 | $196,152,853 | $271,637,717 | $363,049,759 |
| Change in net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Surplus (deficit) | $24,128,945 | ($3,485,121) | $632,047 | $8,097,808 | $9,630,916 |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | $24,128,945 | ($3,485,121) | $632,047 | $8,097,808 | $9,630,916 |
Compensation
| Name | Title | Compensation |
| Dorsey Morrow | CEO | $490,971 |
| Randy Foster | Vice President of Finance and CFO | $234,638 |
| Andrew Bernat | Lead Counsel | $229,437 |
| Michael Fairless | Exec VP of HR and Administ | $211,245 |
| Robert Kintigh | Exec VP of IT & Operations | $207,548 |
| Timothy Bryan | VP of Communications & Mem | $196,634 |
| Amy Hagen | VP of Medical Services | $196,287 |
| Mitul Rakholiya | Manager of Software Engine | $165,813 |
| Troy Tarr | Director of IT | $156,568 |
| Mark Pietrow | Director of Member Develop | $156,324 |
| Wesley Humble | Exec Dir of Ministry & Com | $153,599 |
| Matthew Bellis | Director of Advancement and Public Affairs | $139,794 |
Compensation data as of: 12/31/2025
Response from ministry
No response has been provided by this ministry.
The information below was provided to MinistryWatch by the ministry itself. It was last updated 2/17/2026. To update the information below, please email: [email protected]
History
Liberty HealthShare, the nation's most-comprehensive healthsharing ministry got its start in January 1995 when a group of five families held the first service of their new church, the Gospel Light Mennonite Church in rural Virginia.
The families took a Mennonite tradition with them: helping each other by sharing healthcare expenses among congregation members. They established the Gospel Light Mennonite Church Medical Aid Plan, which today is better known as Liberty HealthShare.
Program accomplishments
In 2024, Liberty HealthShare members shared more than $454 million in billed medical expenses, which were repriced to just over $154 million, saving members more than $300 million. Since 2014, Liberty HealthShare has facilitated the sharing of nearly $5 billion in eligible, repriced medical expenses for its members.