Christian Relief Fund 
The information on this page was last updated 10/7/2025. If you see errors or omissions, please email: [email protected]
Summary
Christian Relief Fund is a non-profit organization striving to empower orphans and vulnerable children to break the cycle of poverty.
Contact information
Mailing address:
Christian Relief Fund
PO Box 19670
Amarillo, TX 79114-1670
Website: www.christianrelieffund.org
Phone: (806) 352-5030
Email: [email protected]
Organization details
EIN: 510183054
CEO/President: Milton Jones
Chairman: Milton Jones
Board size: 11
Founder: Baxter Loe
Ruling year: 1976
Tax deductible: Yes
Fiscal year end: 09/30
Member of ECFA: Yes
Member of ECFA since: 1982
Purpose
We have two main areas of work: Child Sponsorship and Clean Water Projects. But we don't stop there. We also assist in providing disaster relief, planting churches and training ministers, starting schools and equipping teachers, and building medical clinics worldwide.
CRF sponsors provide for the intellectual, physical, spiritual and social needs of thousands of children living in poverty.
1 in 10 people lack access to clean water. Our water and sanitation programs have provided clean water more than 500,000 people.
Mission statement
Christian Relief Fund is dedicated to holistic growth for children in poverty: intellectually, physically, spiritually and socially.
Statement of faith
Articles
Donor confidence score
Show donor confidence score details
To understand our donor confidence score, click here.
Transparency grade
A
To understand our transparency grade, click here.
Financial efficiency ratings
Sector: Relief and Development
| Category | Rating | Overall rank | Sector rank |
| Overall efficiency rating | | 710 of 1420 | 56 of 114 |
| Fund acquisition rating | | 450 of 1420 | 40 of 114 |
| Resource allocation rating | | 347 of 1420 | 31 of 114 |
| Asset utilization rating | | 1345 of 1421 | 106 of 114 |
To understand our financial efficiency ratings, click here.
Financial ratios
| Funding ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 6% | 4% | 4% | 3% | 3% | 3% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 5% | 4% | 4% | 3% | 3% | 3% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 98% | 96% | 97% | 95% | 97% | 98% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 5% | 4% | 3% | 3% | 3% | 3% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 2% | 4% | 3% | 5% | 3% | 2% |
| Operating ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Program expense ratio Program expense ratio = Program services / Total expenses | 86% | 91% | 92% | 92% | 92% | 92% |
Spending ratio Spending ratio = Total expenses / Total revenue | 99% | 92% | 109% | 97% | 84% | 90% |
Program output ratio Program output ratio = Program services / Total revenue | 83% | 84% | 100% | 89% | 78% | 82% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | 1% | 8% | -9% | 3% | 16% | 10% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | 6% | 6% | -6% | 3% | 15% | 9% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 7% | 5% | 4% | 4% | 5% | 5% |
| Investing ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 1.50 | 0.75 | 0.78 | 0.88 | 0.80 | 0.75 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 1.16 | 3.96 | 4.32 | 3.04 | 2.83 | 2.30 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 2.06 | 2.98 | 3.36 | 2.68 | 2.27 | 1.72 |
| Liquidity ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Current ratio Current ratio = Total current assets / Total current liabilities | 11.75 | 93.54 | 151.29 | 182.42 | 215.60 | 101.65 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.06 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 4.90 | 3.98 | 3.55 | 4.45 | 5.26 | 6.89 |
| Solvency ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 8% | 2% | 2% | 1% | 1% | 2% |
Debt ratio Debt ratio = Debt / Total assets | 0% | 0% | 0% | 0% | 0% | 0% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 54% | 130% | 126% | 112% | 123% | 132% |
Financials
| Balance sheet | |||||
| Assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Cash | $4,281,659 | $3,412,442 | $4,239,323 | $4,385,700 | $5,332,482 |
| Receivables, inventories, prepaids | $0 | $566 | $207,180 | $0 | $0 |
| Short-term investments | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $4,281,659 | $3,413,008 | $4,446,503 | $4,385,700 | $5,332,482 |
| Long-term investments | $12,091,381 | $10,696,945 | $8,423,460 | $7,297,394 | $6,327,285 |
| Fixed assets | $455,936 | $503,871 | $546,257 | $592,620 | $628,625 |
| Other long-term assets | $117,380 | $117,380 | $117,380 | $117,380 | $0 |
| Total long-term assets | $12,664,697 | $11,318,196 | $9,087,097 | $8,007,394 | $6,955,910 |
| Total assets | $16,946,356 | $14,731,204 | $13,533,600 | $12,393,094 | $12,288,392 |
| Liabilities | 2025 | 2024 | 2023 | 2022 | 2021 |
| Payables and accrued expenses | $45,774 | $22,559 | $24,375 | $20,342 | $52,460 |
| Other current liabilities | $0 | $0 | $0 | $0 | $0 |
| Total current liabilities | $45,774 | $22,559 | $24,375 | $20,342 | $52,460 |
| Debt | $0 | $0 | $0 | $0 | $0 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $236,873 | $202,904 | $168,319 | $154,388 | $138,576 |
| Total long-term liabilities | $236,873 | $202,904 | $168,319 | $154,388 | $138,576 |
| Total liabilities | $282,647 | $225,463 | $192,694 | $174,730 | $191,036 |
| Net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Without donor restrictions | $9,026,925 | $8,009,264 | $6,901,453 | $6,111,540 | $5,403,188 |
| With donor restrictions | $7,636,784 | $6,496,477 | $6,439,453 | $6,106,824 | $6,694,168 |
| Net assets | $16,663,709 | $14,505,741 | $13,340,906 | $12,218,364 | $12,097,356 |
| Revenues and expenses | |||||
| Revenue | 2025 | 2024 | 2023 | 2022 | 2021 |
| Total contributions | $13,271,227 | $10,241,752 | $11,756,925 | $11,523,702 | $10,055,361 |
| Program service revenue | $0 | $0 | $0 | $0 | $0 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $401,757 | $322,187 | $576,534 | $326,032 | $169,910 |
| Other revenue | $163,361 | $0 | $0 | $0 | $0 |
| Total other revenue | $565,118 | $322,187 | $576,534 | $326,032 | $169,910 |
| Total revenue | $13,836,345 | $10,563,939 | $12,333,459 | $11,849,734 | $10,225,271 |
| Expenses | 2025 | 2024 | 2023 | 2022 | 2021 |
| Program services | $11,630,234 | $10,575,782 | $11,004,317 | $9,185,639 | $8,420,541 |
| Management and general | $658,983 | $513,500 | $533,965 | $464,973 | $466,331 |
| Fundraising | $486,153 | $380,575 | $384,678 | $311,384 | $305,327 |
| Total expenses | $12,775,370 | $11,469,857 | $11,922,960 | $9,961,996 | $9,192,199 |
| Change in net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Surplus (deficit) | $1,060,975 | ($905,918) | $410,499 | $1,887,738 | $1,033,072 |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | $1,060,975 | ($905,918) | $410,499 | $1,887,738 | $1,033,072 |
Compensation
| Name | Title | Compensation |
| Dr Milton Jones | President/Ce | $152,947 |
| Kevin Wasner | Executive Di | $125,348 |
Compensation data as of: 9/30/2025
Response from ministry
No response has been provided by this ministry.
The information below was provided to MinistryWatch by the ministry itself. It was last updated 10/7/2025. To update the information below, please email: [email protected]
History
Baxter Loe, founder of Christian Relief Fund, met John Abraham, a Christian minister who had given up his government job to preach, in May 1971 during a famine in India. John Abraham asked Baxter for assistance. But Baxter thought he could not afford to help. Months later, Baxter learned that John Abraham died of starvation. This horrible tragedy and the desperate needs Baxter saw in India gave him the conviction to follow Christ's example of feeding the hungry, preaching the gospel to the poor, and healing their diseases and heartbreak.
CRF began by helping the three surviving children of John Abraham in 1971 and was incorporated February 15, 1974.
Since that time, CRF has grown to have programs in more than 20 countries and supports thousands of children and families for the glory of God.
Program accomplishments
Over the last 50 years:
25,000 kids have graduated from sponsorship
500,000 people gained daily access to clean water
Countless lives have been transformed
Needs
Through the Christian Relief Fund you can provide food, clothing, medical care, schooling, and loving Christian care to a child in need.