Opportunity International

The information on this page was last updated 3/15/2023. If you see errors or omissions, please email: [email protected]


Opportunity International designs, delivers, and scales innovative financial solutions that help families living in extreme poverty build sustainable livelihoods and access quality education for their children. We equip families with the tools and training they need to build their businesses, improve their harvests, provide for their families, send their children to school, and break the cycle of poverty.

Contact information

Mailing address:
Opportunity International
P.O. Box 2826
Carol Stream, IL 60132-2826

Website: www.opportunity.org

Phone: 800-793-9455

Email: [email protected]

Organization details

EIN: 540907624

CEO/President: Atul Tandon

Chairman: LeAnn Pope

Board size: 12

Founder: Al Whittaker, David Bussau

Ruling year: 1973

Tax deductible: Yes

Fiscal year end: 09/30

Member of ECFA: No

Member of ECFA since:


Our vision is a world in which all people have the opportunity to achieve a life free from poverty, with dignity and purpose.

We respond to Jesus Christ's call to love and serve the poor. We seek to emulate the Good Samaritan, whose compassion crossed ethnic groups and religions. We serve all people regardless of religion, race, ethnicity, or gender.

Mission statement

By providing financial solutions and training, we empower people living in poverty to transform their lives, their children's futures and their communities.

Statement of faith

Donor confidence score

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Transparency grade


To understand our transparency grade, click here.

Financial efficiency ratings

Sector: Relief and Development

CategoryRatingOverall rankSector rank
Overall efficiency rating869 of 107461 of 82
Fund acquisition rating862 of 107566 of 82
Resource allocation rating413 of 107537 of 82
Asset utilization rating942 of 107470 of 82

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Balance sheet
Receivables, inventories, prepaids$14,971,572$15,219,263$19,019,724$19,476,896$23,343,739
Short-term investments$0$0$0$0$0
Other current assets$0$0$0$0$0
Total current assets$55,620,606$70,309,076$76,998,260$77,161,360$88,700,724
Long-term investments$820,872$701,501$621,055$560,650$502,985
Fixed assets$2,598,147$11,599,068$6,568,993$6,448,978$13,153,534
Other long-term assets$26,627,330$160,149,299$181,935,513$169,757,491$150,510,401
Total long-term assets$30,046,349$172,449,868$189,125,561$176,767,119$164,166,920
Total assets$85,666,955$242,758,944$266,123,821$253,928,479$252,867,644
Payables and accrued expenses$6,116,252$14,545,814$12,944,935$16,579,556$17,342,613
Other current liabilities$2,265,630$4,924,783$4,575,469$4,237,692$2,304,125
Total current liabilities$8,381,882$19,470,597$17,520,404$20,817,248$19,646,738
Due to (from) affiliates$0$0$0$0$0
Other long-term liabilities$39,381,444$142,301,908$153,142,974$140,856,758$137,504,087
Total long-term liabilities$45,259,914$181,257,686$204,571,574$188,974,017$176,198,756
Total liabilities$53,641,796$200,728,283$222,091,978$209,791,265$195,845,494
Net assets20212019201820172016
Without donor restrictions$15,722,105$29,281,969$31,022,500$25,860,135$34,278,540
With donor restrictions$16,303,054$12,748,692$13,009,343$18,277,079$22,743,610
Net assets$32,025,159$42,030,661$44,031,843$44,137,214$57,022,150
Revenues and expenses
Total contributions$25,064,936$21,108,224$25,788,125$21,636,368$21,246,759
Program service revenue$27,817,048$53,634,488$59,181,380$56,810,492$72,876,992
Membership dues$0$0$0$0$0
Investment income$182,035($34,678)($233,723)($558,161)$72,286
Other revenue$0$0$0$0$0
Total other revenue$27,999,083$53,599,810$58,947,657$56,252,331$72,949,278
Total revenue$53,064,019$74,708,034$84,735,782$77,888,699$94,196,037
Program services$39,297,052$63,882,547$70,956,064$72,189,391$90,963,248
Management and general$1,665,531$1,512,146$2,254,630$2,688,617$2,511,813
Total expenses$44,876,796$68,956,124$76,929,870$78,578,197$97,776,456
Change in net assets20212019201820172016
Surplus (deficit)$8,187,223$5,751,910$7,805,912($689,498)($3,580,419)
Other changes in net assets$0$0$0$0$0
Total change in net assets$8,187,223$5,751,910$7,805,912($689,498)($3,580,419)


Atul TandonCEO$539,732
Ronald GrayLegal Counsel$246,444
Roth Gregory ESVP, Philanthropy$234,678
Kurtz RandyChief Administrative Officer$230,277
Ripley Dennis WChief Program Officer$226,091
Lutz Mark KSVP, Philanthropy$224,976
Tomasik MargaretSVP, Finance$223,544
Haiduc Amelia SManaging Director$219,287
Reda Lana DChief Philanthropy Officer$204,667
Wiegman DavidVP, Program Operations$185,613
Olson LoriVP, Philanthropy$165,893

Compensation data as of: 12/31/2019

Response from ministry

No response has been provided by this ministry.

The information below was provided to MinistryWatch by the ministry itself. It was last updated 3/15/2023. To update the information below, please email: [email protected]


In 1971, Al Whittaker, president of Bristol-Meyers International Corporation, asked poor people, "What do you need?" They answered, "We need work. With jobs we will solve our own problems." Whittaker acted on that answer and founded the first Opportunity program in Latin America. In 1981 Al Whittaker, President Opportunity International, retired and is Chairman Emeritus.

In 1976, David Bussau, an Australian entrepreneur, founded a similar program in Indonesia. Three years later, the two programs united. Poor people on two continents proved that with small loans to start up or expand micro-businesses and cottage industries they could support their families. The Opportunity Network now has partners in 29 countries, in Africa, Asia, Latin America and Eastern Europe.

Program accomplishments