Family Christian Association of America 
The information on this page was last updated 9/16/2026. If you see errors or omissions, please email: [email protected]
Summary
A Place Where Lives Are Changed!
Contact information
Mailing address:
Family Christian Association of America
14701 NW 7th Avenue
Miami, FL 33168
Website: www.fcaafamily.org
Phone: (305) 685-4881
Email: [email protected]
Organization details
EIN: 592371125
CEO/President: Terry Joseph Jr.
Chairman:
Board size: 0
Founder: Herman K. Williams
Ruling year: 1989
Tax deductible: Yes
Fiscal year end: 12/31
Member of ECFA: No
Member of ECFA since:
Purpose
Mission statement
FCAA serves communities and helps its members achieve independence through emphasis on christian values, strong families and self-determination.
Statement of faith
Donor confidence score
Show donor confidence score details
To understand our donor confidence score, click here.
Transparency grade
D
To understand our transparency grade, click here.
Financial efficiency ratings
Sector: Community Development
| Category | Rating | Overall rank | Sector rank |
| Overall efficiency rating | | 14 of 1538 | 5 of 165 |
| Fund acquisition rating | | 101 of 1539 | 4 of 165 |
| Resource allocation rating | | 32 of 1539 | 4 of 165 |
| Asset utilization rating | | 147 of 1539 | 27 of 165 |
To understand our financial efficiency ratings, click here.
Financial ratios
| Funding ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 6% | 0% | 0% | 0% | 0% | 0% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 4% | 0% | 0% | 0% | 0% | 0% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 90% | 98% | 97% | 98% | 99% | 98% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 5% | 0% | 0% | 0% | 0% | 0% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 10% | 2% | 3% | 2% | 1% | 2% |
| Operating ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Program expense ratio Program expense ratio = Program services / Total expenses | 84% | 99% | 96% | 98% | 98% | 99% |
Spending ratio Spending ratio = Total expenses / Total revenue | 96% | 99% | 104% | 100% | 100% | 108% |
Program output ratio Program output ratio = Program services / Total revenue | 79% | 98% | 100% | 98% | 98% | 107% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | 4% | 1% | -4% | 0% | 0% | -8% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | 4% | 2% | -9% | 0% | -1% | -14% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 11% | 1% | 4% | 2% | 2% | 1% |
| Investing ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 1.00 | 1.65 | 1.60 | 1.43 | 1.41 | 1.50 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 1.89 | 5.39 | 6.77 | 5.61 | 6.39 | 5.96 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 1.96 | 8.91 | 10.81 | 8.03 | 9.01 | 8.94 |
| Liquidity ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Current ratio Current ratio = Total current assets / Total current liabilities | 13.74 | 1.79 | 0.93 | 1.42 | 2.21 | 3.90 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.06 | 0.56 | 1.07 | 0.70 | 0.45 | 0.26 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 5.34 | 0.59 | -0.08 | 0.44 | 0.73 | 1.00 |
| Solvency ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 10% | 26% | 33% | 23% | 18% | 17% |
Debt ratio Debt ratio = Debt / Total assets | 0% | 15% | 16% | 10% | 11% | 12% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 79% | 45% | 42% | 54% | 58% | 56% |
Financials
| Balance sheet | |||||
| Assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Cash | $753,602 | $309,640 | $127,876 | $226,986 | $158,196 |
| Receivables, inventories, prepaids | $169,787 | $403,677 | $687,752 | $447,890 | $555,427 |
| Short-term investments | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $923,389 | $713,317 | $815,628 | $674,876 | $713,623 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 |
| Fixed assets | $3,917,727 | $3,868,263 | $3,589,042 | $3,473,204 | $3,382,807 |
| Other long-term assets | $138,546 | $244,843 | $168,231 | $162,588 | $158,603 |
| Total long-term assets | $4,056,273 | $4,113,106 | $3,757,273 | $3,635,792 | $3,541,410 |
| Total assets | $4,979,662 | $4,826,423 | $4,572,901 | $4,310,668 | $4,255,033 |
| Liabilities | 2025 | 2024 | 2023 | 2022 | 2021 |
| Payables and accrued expenses | $182,605 | $426,551 | $555,118 | $268,860 | $144,483 |
| Other current liabilities | $333,030 | $338,663 | $18,570 | $35,899 | $38,699 |
| Total current liabilities | $515,635 | $765,214 | $573,688 | $304,759 | $183,182 |
| Debt | $745,325 | $756,983 | $468,966 | $483,884 | $526,782 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $31,170 | $65,580 | $0 | $0 | $0 |
| Total long-term liabilities | $776,495 | $822,563 | $468,966 | $483,884 | $526,782 |
| Total liabilities | $1,292,130 | $1,587,777 | $1,042,654 | $788,643 | $709,964 |
| Net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Without donor restrictions | $3,658,420 | $3,197,873 | $3,494,469 | $3,491,197 | $3,518,226 |
| With donor restrictions | $29,112 | $40,773 | $35,778 | $30,828 | $26,843 |
| Net assets | $3,687,532 | $3,238,646 | $3,530,247 | $3,522,025 | $3,545,069 |
| Revenues and expenses | |||||
| Revenue | 2025 | 2024 | 2023 | 2022 | 2021 |
| Total contributions | $8,123,140 | $7,215,147 | $6,401,112 | $5,969,341 | $5,779,690 |
| Program service revenue | $104,217 | $154,350 | $125,122 | $53,954 | $105,587 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $2,242 | $2,249 | $1,698 | $405 | $1,899 |
| Other revenue | $63,273 | $44,677 | $31,052 | $32,625 | $0 |
| Total other revenue | $169,732 | $201,276 | $157,872 | $86,984 | $107,486 |
| Total revenue | $8,292,872 | $7,416,423 | $6,558,984 | $6,056,325 | $5,887,176 |
| Expenses | 2025 | 2024 | 2023 | 2022 | 2021 |
| Program services | $8,116,106 | $7,398,964 | $6,440,891 | $5,941,355 | $6,289,760 |
| Management and general | $110,389 | $309,060 | $109,871 | $138,014 | $92,793 |
| Fundraising | $0 | $0 | $0 | $0 | $0 |
| Total expenses | $8,226,495 | $7,708,024 | $6,550,762 | $6,079,369 | $6,382,553 |
| Change in net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Surplus (deficit) | $66,377 | ($291,601) | $8,222 | ($23,044) | ($495,377) |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | $66,377 | ($291,601) | $8,222 | ($23,044) | ($495,377) |
Compensation
| Name | Title | Compensation |
| Rosalyn Alls | CEO | $119,104 |
| Terry J Joseph | PresidentCEO | $89,225 |
Compensation data as of: 12/31/2025
Response from ministry
No response has been provided by this ministry.
The information below was provided to MinistryWatch by the ministry itself. It was last updated 9/16/2026. To update the information below, please email: [email protected]
History
The Family Christian Association of America, Inc. (FCAA), was founded by Herman K. Williams on February 9, 1984 as a premier non-profit, social and human services organization. It is a membership organization and is open to any family interested in its mission and programs. Through its many programs and services, FCAA strives to help its participants become successful and independent.