Cross International 
The information on this page was last updated 2/23/2026. If you see errors or omissions, please email: [email protected]
Summary
Meeting critical needs of impoverished children, families, and communities by partnering alongside local Christian ministries.
Contact information
Mailing address:
Cross International
1280 SW 36th Avenue
Suite 303
Pompano Beach, FL 33069
Website: crossinternational.org
Phone: 800-391-8545
Email: [email protected]
Organization details
EIN: 651086387
CEO/President: Zach Oles
Chairman: Rev. Jimmy Dodd
Board size: 8
Founder:
Ruling year: 2001
Tax deductible: Yes
Fiscal year end: 06/30
Member of ECFA: Yes
Member of ECFA since: 2004
Purpose
Vulnerable children, families, and communities transformed through Christ's love.
Mission statement
Meeting critical needs of impoverished children, families, and communities by partnering alongside local Christian ministries.
Statement of faith
Articles
Donor confidence score
Show donor confidence score details
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Transparency grade
A
To understand our transparency grade, click here.
Financial efficiency ratings
Sector: Relief and Development
| Category | Rating | Overall rank | Sector rank |
| Overall efficiency rating | | 34 of 1357 | 7 of 114 |
| Fund acquisition rating | | 297 of 1357 | 29 of 114 |
| Resource allocation rating | | 102 of 1357 | 10 of 114 |
| Asset utilization rating | | 15 of 1359 | 3 of 114 |
To understand our financial efficiency ratings, click here.
Financial ratios
| Funding ratios | Sector median | 2025 | 2020 | 2019 | 2018 | 2017 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 6% | 2% | 3% | 2% | 2% | 2% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 5% | 2% | 3% | 2% | 2% | 2% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 98% | 100% | 100% | 100% | 100% | 100% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 5% | 2% | 3% | 2% | 2% | 2% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 2% | 0% | 0% | 0% | 0% | 0% |
| Operating ratios | Sector median | 2025 | 2020 | 2019 | 2018 | 2017 |
Program expense ratio Program expense ratio = Program services / Total expenses | 86% | 96% | 94% | 96% | 96% | 97% |
Spending ratio Spending ratio = Total expenses / Total revenue | 99% | 99% | 108% | 100% | 100% | 100% |
Program output ratio Program output ratio = Program services / Total revenue | 84% | 96% | 102% | 96% | 96% | 97% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | 1% | 1% | -8% | 0% | 0% | 0% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | 6% | 19% | -645% | 5% | 10% | -2% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 7% | 1% | 3% | 2% | 2% | 1% |
| Investing ratios | Sector median | 2025 | 2020 | 2019 | 2018 | 2017 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 1.56 | 23.37 | 34.92 | 15.39 | 20.37 | 12.61 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 1.16 | 1.01 | 1.16 | 1.01 | 1.00 | 1.01 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 2.16 | 23.60 | 40.55 | 15.49 | 20.45 | 12.67 |
| Liquidity ratios | Sector median | 2025 | 2020 | 2019 | 2018 | 2017 |
Current ratio Current ratio = Total current assets / Total current liabilities | 10.50 | 13.78 | 4.70 | 12.96 | 34.87 | 30.98 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.08 | 0.07 | 0.21 | 0.08 | 0.03 | 0.03 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 4.42 | 0.47 | 0.23 | 0.71 | 0.57 | 0.92 |
| Solvency ratios | Sector median | 2025 | 2020 | 2019 | 2018 | 2017 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 9% | 8% | 60% | 14% | 11% | 19% |
Debt ratio Debt ratio = Debt / Total assets | 0% | 0% | 22% | 0% | 0% | 0% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 53% | 4% | 1% | 6% | 4% | 6% |
Financials
| Balance sheet | |||||
| Assets | 2025 | 2020 | 2019 | 2018 | 2017 |
| Cash | $4,571,538 | $1,269,911 | $692,778 | $538,063 | $338,544 |
| Receivables, inventories, prepaids | $182,568 | $130,822 | $4,414,684 | $4,105,395 | $4,249,593 |
| Short-term investments | $0 | $0 | $463,948 | $447,333 | $420,562 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $4,754,106 | $1,400,733 | $5,571,410 | $5,090,791 | $5,008,699 |
| Long-term investments | $0 | $200,000 | $0 | $0 | $0 |
| Fixed assets | $47,017 | $25,704 | $37,060 | $18,362 | $25,237 |
| Other long-term assets | $0 | $0 | $0 | $0 | $0 |
| Total long-term assets | $47,017 | $225,704 | $37,060 | $18,362 | $25,237 |
| Total assets | $4,801,123 | $1,626,437 | $5,608,470 | $5,109,153 | $5,033,936 |
| Liabilities | 2025 | 2020 | 2019 | 2018 | 2017 |
| Payables and accrued expenses | $344,890 | $297,967 | $429,730 | $145,993 | $161,671 |
| Other current liabilities | $0 | $0 | $0 | $0 | $0 |
| Total current liabilities | $344,890 | $297,967 | $429,730 | $145,993 | $161,671 |
| Debt | $0 | $354,704 | $0 | $0 | $0 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $21,521 | $327,115 | $344,331 | $400,000 | $783,645 |
| Total long-term liabilities | $21,521 | $681,819 | $344,331 | $400,000 | $783,645 |
| Total liabilities | $366,411 | $979,786 | $774,061 | $545,993 | $945,316 |
| Net assets | 2025 | 2020 | 2019 | 2018 | 2017 |
| Without donor restrictions | $1,826,456 | ($80,244) | $4,343,967 | $4,330,160 | $3,855,620 |
| With donor restrictions | $2,608,256 | $726,895 | $490,442 | $233,000 | $233,000 |
| Net assets | $4,434,712 | $646,651 | $4,834,409 | $4,563,160 | $4,088,620 |
| Revenues and expenses | |||||
| Revenue | 2025 | 2020 | 2019 | 2018 | 2017 |
| Total contributions | $112,589,113 | $52,597,140 | $86,339,696 | $104,358,686 | $63,300,599 |
| Program service revenue | $0 | $0 | $155,070 | $178,087 | $103,596 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $120,013 | $11,850 | $0 | $0 | $0 |
| Other revenue | $306,549 | $22,076 | $71,604 | ($2,693) | $0 |
| Total other revenue | $426,562 | $33,926 | $226,674 | $175,394 | $103,596 |
| Total revenue | $113,015,675 | $52,631,066 | $86,566,370 | $104,534,080 | $63,404,195 |
| Expenses | 2025 | 2020 | 2019 | 2018 | 2017 |
| Program services | $108,103,039 | $53,445,954 | $82,957,199 | $100,230,498 | $61,514,125 |
| Management and general | $1,456,069 | $1,543,483 | $1,551,610 | $1,726,087 | $936,441 |
| Fundraising | $2,632,933 | $1,809,580 | $1,802,927 | $2,129,725 | $1,016,924 |
| Total expenses | $112,192,041 | $56,799,017 | $86,311,736 | $104,086,310 | $63,467,490 |
| Change in net assets | 2025 | 2020 | 2019 | 2018 | 2017 |
| Surplus (deficit) | $823,634 | ($4,167,951) | $254,634 | $447,770 | ($63,295) |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | $823,634 | ($4,167,951) | $254,634 | $447,770 | ($63,295) |
Compensation
| Name | Title | Compensation |
| Kelly Miller | President/CEO | $263,867 |
| Zachary J Oles | Vice President | $178,606 |
| Deborah Bensen | Director of Marketing | $163,707 |
| Richard Cimino | CFO | $157,920 |
| Marie White | Development Director | $150,448 |
| Derrick Lyn | Controller | $143,267 |
Compensation data as of: 6/30/2025
Response from ministry
No response has been provided by this ministry.
The information below was provided to MinistryWatch by the ministry itself. It was last updated 2/23/2026. To update the information below, please email: [email protected]
History
Program accomplishments
37,186 children and adults received life-saving food
16,345 people received regular access to safe water
7,274 native-language Bibles were distributed to vulnerable families
61 children with disabilities received medical procedures
608,000 cases of medical supplies and personal care items distributed (est.)
3.4 million servings of fortified rice were distributed
3,780 children received subsidized or free Christian education
12,273 adults and children received disaster relief supplies