Christian Military Fellowship 
The information on this page was last updated 8/17/2026. If you see errors or omissions, please email: [email protected]
Summary
Christian Military Fellowship (CMF) is an association of believers who are committed to encouraging Men and Women in the United States Armed Forces, and their families, to love and serve the Lord Jesus Christ. CMF involves all elements of that society including all ranks, family members, veterans, retirees, and civilian employees.
We give great importance to Bible study because God has uniquely inspired the bible. In the final analysis it is not merely a book written by men. It is God's Book, designed by Him to provide knowledge of the way (which is Jesus Christ) to eternal salvation, as well as guidance and spiritual strength for the daily life and walk of His dear children.
Contact information
Mailing address:
Christian Military Fellowship
PO Box 449
Veradale, WA 99037-0449
Website: www.cmfhq.org
Phone: 800-798-7875
Email: [email protected]
Organization details
EIN: 840780545
CEO/President: Kathleen Orr
Chairman: Herman Ter Meer
Board size: 8
Founder:
Ruling year: 1979
Tax deductible: Yes
Fiscal year end: 09/30
Member of ECFA: Yes
Member of ECFA since: 1982
Purpose
To Win: As a lay ministry the CMF is committed to leading (by the life witness of our membership) those in the military society to commit their lives to Jesu Christ. This is accomplished one on one, heart to heart, person to person.
To Disciple: Encouraging those who serve in the armed forces of the United States and their families to love and serve Jesus Christ.
To Equip: Helping individuals to establish and maintain personal Bible study, prayer and obedience to God in every area of their lives.
To Win: Out of a full heart, having been encouraged and equipped, our members can then share their faith with those with whom they live and serve.
Mission statement
Encouraging Men and Women in the United States Armed Forces, and their families, to love and serve the Lord Jesus Christ.
Statement of faith
1. We believe in one God, eternally existing in three persons: Father, Son and Holy Spirit.
2. We believe that the Old and New Testaments as originally written are the verbally inspired Word of God, and accept them as the supreme and all-sufficient authority in faith and life.
3. We believe that man was created in the image of God, but that he sinned and thereby incurred not only physical death, but also spiritual death which is eternal separation from God; and that each human being is born with a sinful nature and cannot by his own efforts please God.
4. We believe that Jesus Christ was begotten by the Holy Spirit, was born of the Virgin Mary and is true God and true man.
5. We believe that the Lord Jesus Christ died for our sins as our vicarious sacrifice in accordance with the Scripture, and that all who believe in Him are cleansed of their sins by His shed blood and are justified before God.
6. We believe that all who by faith receive the Lord Jesus Christ are born again of the Holy Spirit and so become the children of God, to live with Him through all eternity.
7. We believe in the resurrection of the crucified body of our Lord, in His ascension into heaven, and in His present life there as our High Priest and Advocate.
8. We believe in the bodily resurrection of the just and unjust; the eternal blessedness of the saved; and the everlasting, conscious punishment of the lost.
9. We believe in the personal, visible and glorious return of the Lord Jesus Christ to this earth.
Articles
Donor confidence score
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Transparency grade
C
To understand our transparency grade, click here.
Financial efficiency ratings
Sector: Fellowship Evangelism
| Category | Rating | Overall rank | Sector rank |
| Overall efficiency rating | | 1265 of 1485 | 19 of 25 |
| Fund acquisition rating | | 958 of 1485 | 17 of 25 |
| Resource allocation rating | | 1269 of 1485 | 21 of 25 |
| Asset utilization rating | | 963 of 1486 | 13 of 25 |
To understand our financial efficiency ratings, click here.
Financial ratios
| Funding ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Return on fundraising efforts Return on fundraising efforts = Fundraising expense / Total contributions | 8% | 10% | 4% | 4% | 5% | 1% |
Fundraising cost ratio Fundraising cost ratio = Fundraising expense / Total revenue | 6% | 10% | 2% | 4% | 5% | 1% |
Contributions reliance Contributions reliance = Total contributions / Total revenue | 85% | 98% | 49% | 100% | 100% | 100% |
Fundraising expense ratio Fundraising expense ratio = Fundraising expense / Total expenses | 7% | 9% | 4% | 4% | 4% | 1% |
Other revenue reliance Other revenue reliance = Total other revenue / Total revenue | 15% | 2% | 51% | 0% | 0% | 0% |
| Operating ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Program expense ratio Program expense ratio = Program services / Total expenses | 81% | 75% | 83% | 83% | 90% | 93% |
Spending ratio Spending ratio = Total expenses / Total revenue | 98% | 110% | 52% | 96% | 110% | 93% |
Program output ratio Program output ratio = Program services / Total revenue | 82% | 83% | 43% | 79% | 99% | 87% |
Savings ratio Savings ratio = Surplus (deficit) / Total revenue | 2% | -10% | 48% | 4% | -10% | 7% |
Reserve accumulation rate Reserve accumulation rate = Surplus (deficit) / Net assets | 1% | -5% | 64% | 8% | -19% | 10% |
General and admin ratio General and admin ratio = Management and general expense / Total expenses | 13% | 15% | 14% | 14% | 5% | 6% |
| Investing ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Total asset turnover Total asset turnover = Total expenses / Total assets | 1.16 | 0.51 | 0.70 | 1.75 | 1.81 | 1.33 |
Degree of long-term investment Degree of long-term investment = Total assets / Total current assets | 1.62 | 1.00 | 1.00 | 2.10 | 2.26 | 1.94 |
Current asset turnover Current asset turnover = Total expenses / Total current assets | 2.12 | 0.51 | 0.70 | 3.68 | 4.10 | 2.58 |
| Liquidity ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Current ratio Current ratio = Total current assets / Total current liabilities | 10.14 | 21.60 | 162.19 | 9.56 | 2.85 | 10.13 |
Current liabilities ratio Current liabilities ratio = Total current liabilities / Total current assets | 0.10 | 0.05 | 0.01 | 0.10 | 0.35 | 0.10 |
Liquid reserve level Liquid reserve level = (Total current assets - Total current liabilities) / (Total expenses / 12) | 4.94 | 22.22 | 17.08 | 2.92 | 1.90 | 4.19 |
| Solvency ratios | Sector median | 2025 | 2024 | 2023 | 2022 | 2021 |
Liabilities ratio Liabilities ratio = Total liabilities / Total assets | 10% | 5% | 1% | 9% | 16% | 5% |
Debt ratio Debt ratio = Debt / Total assets | 0% | 0% | 0% | 0% | 0% | 0% |
Reserve coverage ratio Reserve coverage ratio = Net assets / Total expenses | 86% | 185% | 143% | 52% | 47% | 71% |
Financials
| Balance sheet | |||||
| Assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Cash | $553,309 | $509,632 | $6,439 | $53,017 | $65,511 |
| Receivables, inventories, prepaids | $0 | $51,198 | $53,720 | $5,134 | $22,358 |
| Short-term investments | $92,684 | $89,083 | $62,210 | $49,083 | $62,153 |
| Other current assets | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $645,993 | $649,913 | $122,369 | $107,234 | $150,022 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 |
| Fixed assets | $832 | $2,616 | $135,149 | $135,391 | $140,819 |
| Other long-term assets | $0 | $0 | $0 | $0 | $0 |
| Total long-term assets | $832 | $2,616 | $135,149 | $135,391 | $140,819 |
| Total assets | $646,825 | $652,529 | $257,518 | $242,625 | $290,841 |
| Liabilities | 2025 | 2024 | 2023 | 2022 | 2021 |
| Payables and accrued expenses | $29,903 | $4,007 | $12,799 | $37,616 | $14,807 |
| Other current liabilities | $0 | $0 | $0 | $0 | $0 |
| Total current liabilities | $29,903 | $4,007 | $12,799 | $37,616 | $14,807 |
| Debt | $0 | $0 | $0 | $0 | $0 |
| Due to (from) affiliates | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $0 | $0 | $10,727 | $0 | $0 |
| Total long-term liabilities | $0 | $0 | $10,727 | $0 | $0 |
| Total liabilities | $29,903 | $4,007 | $23,526 | $37,616 | $14,807 |
| Net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Without donor restrictions | $606,139 | $635,766 | $230,769 | $202,638 | $274,139 |
| With donor restrictions | $10,783 | $12,756 | $3,223 | $2,371 | $1,895 |
| Net assets | $616,922 | $648,522 | $233,992 | $205,009 | $276,034 |
| Revenues and expenses | |||||
| Revenue | 2025 | 2024 | 2023 | 2022 | 2021 |
| Total contributions | $295,820 | $429,214 | $467,876 | $400,009 | $414,741 |
| Program service revenue | $0 | $0 | $0 | $0 | $0 |
| Membership dues | $0 | $0 | $0 | $0 | $0 |
| Investment income | $3,649 | $438,641 | $0 | $342 | $388 |
| Other revenue | $1,601 | $566 | $292 | $886 | $0 |
| Total other revenue | $5,250 | $439,207 | $292 | $1,228 | $388 |
| Total revenue | $301,070 | $868,421 | $468,168 | $401,237 | $415,129 |
| Expenses | 2025 | 2024 | 2023 | 2022 | 2021 |
| Program services | $250,716 | $375,233 | $371,548 | $396,970 | $359,452 |
| Management and general | $51,331 | $61,493 | $61,691 | $23,431 | $24,347 |
| Fundraising | $30,623 | $17,165 | $16,475 | $19,728 | $3,714 |
| Total expenses | $332,670 | $453,891 | $449,714 | $440,129 | $387,513 |
| Change in net assets | 2025 | 2024 | 2023 | 2022 | 2021 |
| Surplus (deficit) | ($31,600) | $414,530 | $18,454 | ($38,892) | $27,616 |
| Other changes in net assets | $0 | $0 | $0 | $0 | $0 |
| Total change in net assets | ($31,600) | $414,530 | $18,454 | ($38,892) | $27,616 |
Compensation
| Name | Title | Compensation |
| Kathleen Orr | President | $69,904 |
Compensation data as of: 9/30/2025
Response from ministry
No response has been provided by this ministry.
The information below was provided to MinistryWatch by the ministry itself. It was last updated 8/17/2026. To update the information below, please email: [email protected]